NEW RESTAURANT ALERT Habit Burger Grill To Open Its First New England

first_imgShare this:TwitterFacebookLike this:Like Loading… Related5 Things To Do In Wilmington On Friday, July 5, 2019In “5 Things To Do Today”BREAKING NEWS: What’s Going On With Michael’s Place?In “Business”The Dunkin’ Next To The RMV Holds Grand Reopening, Donates $2,000 To Wilmington Fourth of July CommitteeIn “Business” WILMINGTON, MA — Habit Burger Grill announced this week it will be opening in Wilmington — in the new retail plaza being built at 196 Ballardvale Street — across the street from Target.Never heard of this popular burger joint? The California-based Habit Burger Grill has 265 restaurants in 12 states, but none in New England… until its Wilmington location opens in the spring of 2020.Habit Burger Grill is expanding into Massachusetts and New Hampshire after inking a 7-store development agreement with Adam Quinn, Chief Operating Officer of Heidi Burgers LLC. Quinn, a Dunkin Donuts franchisee who owns six of the locations in town, has 15 years of experience in the quick service restaurant industry. Quinn has repeatedly given back to the Wilmington community, including a recent $5,000 donation to Wilmington Public Schools.Quinn will open Habit locations in Middlesex County and Essex County, with the first location planned for Wilmington.“I knew I wanted to partner with The Habit when I met the leadership team. I was impressed with their focus on operational execution, the guest experience and metrics-based decision making,” said Adam Quinn, Chief Operating Officer at Heidi Burgers in a statement. “We are excited to bring the hand-crafted-to-order quality and value of The Habit’s chargrilled burgers, sandwiches and salads to the Bay State and beyond. We know consumers will fall in love with The Habit Burger Grill in the same way my wife and I did.”“Massachusetts and New Hampshire are burger strongholds, and we are eager to see Heidi Burgers bring our chargrilled style of food and focus on customer service to this area. We’ve met few operators who have as much passion for the way we do business as Adam Quinn. We look forward to his team’s success in these communities,” added Russ Bendel, President and CEO of The Habit Restaurants.According to a press release from the company, the Habit Burger Grill — currently celebrating its 50th anniversary – is “a burger-centric, fast casual restaurant concept that specializes in preparing fresh, made-to-order chargrilled burgers and handcrafted sandwiches featuring USDA choice sirloin steak, grilled chicken, and sushi-grade ahi tuna cooked over an open flame.”The restaurant also features fresh made-to-order salads; popular sides — onion rings, sweet potato fries, french fries, and tempura green beans; and tasty shakes and malts.The restaurant was named as having the “Best Tasting Burger in America” in 2014 by Consumers Report. Just this year, the restaurant was named the winner of USA Today’s 10 Favorite Regional Fast-Food Chains.Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.last_img read more

Actress Monalisa Bagal starts her own distribution company

first_imgPR HandoutAfter winning hearts with her performance in Marathi films, actress Monalisa Bagal started her own film distribution company.It has just been 3 years since she made her stunning debut in the acting world. However, she is all set to take a plunge in her career. Her film distribution company is called ‘Box Hit Movies’.In a statement, the actress said, “I’ve released 4-5 films under my film distribution company. I got into film distribution to learn what the audience expects from actors and what kind of cinema they love to watch. My distribution company has different centres like A, B, C. So I see if cinema reaches to these different centres and what kind of cinema they love to watch. After this, I will be doing an exhibition. But it will take some time.”She added, “I think, along with shooting the film, it’s necessary to see if it is reaching right places, in how many theatres it was released. I wanted to study all these factors. With the help of my film distribution company, I am understanding all this. It helps to understand different kind of cinemas, where we are lacking behind and how much we need to focus and put efforts on it.”Monalisa Bagal has worked in Marathi films like Zhalla Bobhata, Dry Day, Sobat and Perfume.last_img read more

Malaysia demands justice citizenship for Rohingya Muslims

first_imgRohingyaMalaysia on Saturday said the perpetrators of violence against Myanmar’s Rohingya minority must “be brought to justice”, in sharp comments delivered at a normally tame regional summit.Myanmar does not recognise the Rohingya as citizens, instead officially labelling them “Bengalis”, short-hand for illegal immigrants from neighbouring Bangladesh.A military crackdown in 2017 drove more than 740,000 Rohingya into Bangladesh, carrying accounts of rape, mass killings and the razing of villages.UN investigators have called for Myanmar’s top generals to be tried for genocide.But Myanmar’s army and de facto leader Aung San Suu Kyi have defended the action as necessary to flush out Rohingya militants from Rakhine state.In talks Saturday with Southeast Asian counterparts, Malaysia’s foreign minister Saifuddin Bin Abdullah called for the “perpetrators of the Rohingya issue to be brought to justice”, his ministry said in Tweet.He also said repatriation of the minority from the fetid, overcrowded refugee camps of Bangladesh “must include the citizenship of the Rohingya.”Malaysia, a Muslim country which hosts a large Rohingya refugee population, is one of the few members of the Association of Southeast Asian Nations (ASEAN) to speak up for the minority.The 10-member bloc normally abides by a principle of non-interference in each other’s internal affairs.ASEAN was heavily criticised by rights groups after a report it commissioned lauded Myanmar’s work on the repatriation issue.Rakhine state, the western region home to the Rohingya, remains cut by violence.Only a handful of the Muslim minority have returned under a discredited repatriation deal.Myanmar has not offered citizenship to the mass of Rohingya in Bangladesh’s camps should they return, while the minority also want safety guarantees and restitution of seized lands and torched villages before agreeing to go back.last_img read more

Seniors Rally to Preserve Historic Location

first_imgSouth view of Westfield Cemetery in Wadesboro, North Carolina. (Photo Coutesy of N.C. State Historic Preservation Office)More than a hundred D.C. residents and friends gathered at the Washington Navy Yard for a holiday gala in support of the The Westview Cemetery in Wadesboro, N.C. Earlier this year, on June 29, the cemetery was placed on the National Register of Historical Places, recognizing the abandoned all Black cemetery as a piece of American history.The Dec. 5 gala was one of 14 annual fundraisers Friends of Old Westview Cemetery, a group dedicated to restoring the cemetery, held to raise money for the upkeep, including routine maintenance on sunken graves, landscaping, and resetting headstones in Westview Cemetery.“I have no limit to where I will go to get money,” D.C. resident Rose Sturdivant Young, president and founder of the group, told the AFRO on Dec. 3. She said 115 tickets were sold and the group raised more than $4,000 dollars to aid the cemetery.Pearl Danner stands between Rose Young and Rip Preston as she receives an award for selling the most holiday gala tickets to support preserving The Westview Cemetery in N.C. (Photo by Briana Thomas)Young started the group in 2001, when she buried her mother in Westview Cemetery.“I did not want my family to be buried in an unknown place,” Young said, explaining that she wanted the now 117-year-old cemetery to be a notable place. When she asked around other people who were connected to the cemetery felt the same way.The four-and-a-half acre burial site belonged to the Klutz family who sold six plots to Young’s father before he was buried there in 1981. Tom Klutz granted her family permission to clean and maintain the cemetery lot, she said.In 2003, Friends of Old Westview Cemetery became a nonprofit organization and by 2007, the son and granddaughter of Tom Klutz signed over the deed to the organization, makingYoung the owner of the cemetery.“I sincerely hope this will help facilitate all efforts to preserve a sacred resting place for all of our loved ones, yours and mine,” Young read from an excerpt of the letter that Klutz’s heirs wrote her when they signed over ownership.Young said the cemetery is home to Wadesboro’s first Black preacher, first Black lawyer and over 40 slaves that date back to the 1800s.“We want to restore and remember people who are buried there,” she said.Young said businesses are starting to construct around the cemetery and law students from American University are helping her write a grant to obtain a fence that is estimated to cost anywhere from $15,000 to $20,000.  The fence, also brings up concerns on who will maintain the burial grounds and work rigorously to find funding for the conservation.“The city needs a group of people who have passion,” said Rip Preston, a donor who attended the gala. “If we don’t do it, who will?” Preston said.Olivia Thomas, secretary of the organization’s board, said that she hoped the youth would step up and take care of the cemetery. “Hopefully they will take the reign and continue to keep it up. Don’t just let it die out,” she said.last_img read more

Baker and Democrats Call Out Trump for Personal Investment in FBI Headquarters

first_imgBy Micha Green, AFRO Washington, D.C. Editor, mgreen@afro.comAs Prince George’s County Executive Rushern Baker approaches the end of his second term, he shared his extreme disappointment in the decision to not move the FBI headquarters to Prince George’s County- one of Baker’s major projects during his time as County Executive.“I think this was a loss for the state,” Baker said according to The Prince George’s Sentinel.Greenbelt and Landover were two of the three locations in the running for the new FBI headquarters; yet the Trump administration announced in July 2017 that the move would now be canceled, stating it would be cheaper to renovate and build over the current dilapidated property at the Hoover building.The Hoover building is the current location of the FBI headquarters and a block away from the Trump Hotel, which is said to be the reason why President Donald Trump wanted to keep the site there. (Courtesy Photo)However, The Prince George’s Sentinel reported that leaked emails and meetings with the General Services Administration (GSA) proved that the president’s decision to scrap the relocation of the FBI rooted from personal concerns.The Hoover building is a block from the District’s Trump Hotel, causing Democratic leaders to accuse the president’s involvement in the FBI’s rebuilding as a personal investment.  Initially the plan was to sell the Hoover building as a means of offsetting rebuilding and relocation costs, yet selling it to a competitor could hurt the Trump Hotel.“I did not have a high opinion of [President Donald Trump] anyway, but I would have never thought that he would base any personal decision based on his businesses and essentially, denied a safe work environment for the men and women that put their lives on the line,” Baker said according to The Sentinel. “I thought that would never happen, so it went from not having a high opinion of him to going extremely low.”“The president and his administration have employed faulty and misleading reasoning to keep the FBI in its current location and have displayed an alarming lack of transparency and accountability with Congress,” Congressman Anthony Brown (D-Maryland) said.  “These new documents solidify my original suspicion that President Trump is politicizing this critical national security project to disrupt the men and women of the FBI – an agency he has long attacked – and protect his bottom line.”According to emails released on Nov. 2 from the House Oversight Committee, the decision to keep the FBI in Washington, D.C. would not be beneficial, as it would house less employees and cost more than the $3.6 billion proposed to build in Prince George’s County.Baker considered the relocation of the FBI headquarters his “No. 2” project, right behind the successful construction of University of Maryland Medical Center, due to open in 2021.  The County Executive devoted a great deal into the bid for getting the FBI in Prince George’s County- investing more than $60 million and over 20 trips to the GSA offices in D.C.“Not only have resources and money been wasted, but more importantly, we are no closer to providing the American people the increased security and safety they desperately need from a consolidated and high security campus,” Baker said, according to a February 2018 AFRO report.Beyond a great boasting tool for the county, Prince George’s would have seen great economic development, according to Assistant Deputy Chief Administrative Officer for Economic Development David Iannucci.“It would have been a truly historic, transformative, economical and development win for Prince George’s County,” Iannucci said, according to The Sentinel.Now Baker encourages his successor, Angela Alsobrooks, to continue pursuing the project, which at the moment is at a standstill.“My advice to her would be to push hard and weigh on our federal partners to make sure they go forward with their plans to force the president’s hand,” Baker said according to The Sentinel. “They have to have a new consolidated FBI building, and Prince George’s County should be in position to be competitive for that.”last_img read more

All things fine and Italian

first_imgFor Simona Bocchi, sculptor, painter, interior-designer, jewelry designer, the desire to create forms out of nature grew in her as constantly as her creativity did.Italian by birth and essence, Bocchi has made India her home over the last few years. She came to India in 2006, invited to organise an exhibition in Delhi by the Italian Embassy. And then there was no looking back. Her experience in India brought her closer to the spiritual search she had been on forever and Udaipur soon became her home. Also Read – ‘Playing Jojo was emotionally exhausting’Bocchi says that she is fascinated by the balance of the yin and the yang and her creations stem from that like the living, breathing, pulsating mass of energy that transforms a piece of granite, marble, bronze, jute or even silver into a stunning piece of art. When I feel the masculine energy in me I like liberating it by making a piece that needs that kind of physical effort from me, on other days when I feel more feminine I prefer to use soft touches, brush tips to create what I want, explains Bocchi.She likes playing with the sense of movement in metal and wax as much as she likes the raw physicality of a piece of marble. It has happened at times that while I have been working on a particular vision, I cut away a piece of rock to expose a surface that isn’t a part of what I have perceived as my art, but it fits in so perfectly – I let it remain that way says Bocchi.last_img read more

Dr Arup Roy Choudhury pens another book

first_imgDelhi’s  New Moti Bagh book  authored by Dr Arup Roy Choudhury was released by Venkaiah Naidu, Union Minister of Urban Development, Housing and Urban Poverty Alleviation and Parliamentary Affairs in the national Capital.The book published by Amaryllis, gives an insight into the making of New Moti Bagh which is now a prime residential locality in South Delhi, comprising impressive bungalows  and comfortable flats which retain elements of classical architecture based on Lutyens’ Delhi style.  Also Read – ‘Playing Jojo was emotionally exhausting’The book makes an interesting reading with historical perspective of Delhi’s landscape, planning and raising resources for the colony with natural typography and ecosystem.Printed in Coffee Table style the book Delhi’s  New Moti Bagh   takes the reader on a journey from concept of this prestigious colony which has now turned a first preference among civil servants on moving to Delhi for being green, safe and modern.  Also Read – Leslie doing new comedy special with NetflixThe project was cleared by cabinet on December 29 and completed during Dr Roy Choudhury’s tenure as CMD, NBCC.Dr Arup Roy Choudhury, a doctorate from IIT-Delhi has illustrious career of over 36 years includes over 14 years as a CEO. In April, 2001 he became the youngest CEO of a central public sector enterprise in India – the National Building Construction Corporation Ltd. (NBCC), at the age of 44 years from year April 2001 to August 2010.  He is credited for turning around  NBCC from a loss making company unable to pay salaries and earmarked for sale, into a ‘Miniratna’ profit-generating unit enabled to pay dividends to the Government. Eventually, NBCC became a ‘Navratna’ company. During his 5 year tenure in NTPC from September 2010 – August 2015,  NTPC became a Maharatna and achieved many prestigious milestones.He was associated with many iconic projects all over India, including the General Pool Residential Accommodation at New Moti Bagh Complex, CBI Headquarters building, Civil Services Officers’ Institute (CSOI), National Media Centre for Ministry of Information & Broadcasting, in New Delhi and many more in other parts of the country  during his stint in NBCC. He gives credit for the accomplishment to his former bosses from Ministry of Urban Affairs and his team of NBCC. In the acknowledgments author has expressed gratefulness to Piyush Goyal, Minister for Power, Coal and New & Renewable Energy for encouraging him to write this book.Dr Roy Choudhury’s emphasis on sustainable aspects of housing contains lessons for everyone who is concerned about eco-friendly development. His first book Management by Idiots was published by McGraw-Hill Education India has been very well received.last_img read more

FastForwarding Hollywood in 2017

first_imgHollywood summer releases have offered a sweet salty ride as of now with the release of disasters like Baywatch and XXX: Return of the Xandar cage and at the same time it has made us groove to the tunes of Peter Quill’s mixtape in Guardians of Galaxy Vol 2. This Dichotomy of success seems to prevail as the Friday release ‘The mummy’ was panned down by the critics while Wonder woman continues to amuse the audience and critics alike, skyrocketing it towards commercial and critical success. Also Read – Add new books to your shelfAfter experiencing the dark and broody world of Logan and diving into the psyched world of M Night Shyamalan’s Split, the movie buffs might be struck with complacency with the onset of numerous mediocre films right now. However, Hollywood has already started offering a bit of what might turn out to be a treasure trove of cinematic bliss.Following the release of The Mummy, the month of June still has a few more anticipated flicks to offer such as the fifth instalment of the Transformers series, The Last Knight, which ups the ante with a war between the humans and the transformers. During the uncalled absence of Optimus prime from earth, Mark Walberg reprising his role as Cade Yeager teams up with an English lord (Anthony Hopkins) to save the world. Also Read – Over 2 hours screen time daily will make your kids impulsiveOther notable mention for the month is Edgar Wright’s star studded crime thriller Baby Driver with Kevin Spacey, Jamie Foxx and Jon Bernthal standing tall as the supporting cast. The third instalment of fan favourite animated series, Despicable me 3 will be the cherry on top with an army of minions ready to follow Gru (Steve Carell) on a mission to stop 80’s child star Balthazar Bratt (Trey Parker) from achieving world domination. Adding to the delight on the animation front, Lightning McQueen and all the beloved talking cars will return in Disney-Pixar’s Cars 3D as well. While the onset of monsoon is expected in the early July back home, Hollywood is all set to rain down at us with some expected blockbusters. Tom Holland’s reprisal of his role as the Wall-crawler in Spider-Man: Homecoming after his outing in last year’s Captain America: Civil War is going to treat the marvel enthusiasts with the adventures of the teenage superhero. Under the tutelage of Tony Stark a.k.a Iron Man, he is expected to learn the value of humble beginnings for a superhero.On the other hand, War for the planet of Apes sets up an epic end to the series as it pits the enhanced talking apes against an army of humans led by a ruthless colonel (Woody Harrelson) in an unrestrained conflict. The Primate Leader Caser gives up on the shared value for humanity after his kind suffers unimaginable loss, leading to a clash which would decide the fate of both the species. Talking about ambitious sci-fi space movies, Luc Besson’s, Valerian has set up the hype and is going to fight it out with Christopher Nolan’s war movie, Dunkirk. Being one of the most ambitious project by Nolan, Dunkirk portrays the harrowing experience of the allied troops in the 1940’s before they were safely evacuated from the beaches.August being the month of highest birth rate in the US has its fair share of cinematic births this year as it strikes from the beginning with the adaptation of the Stephen king’s celebrated literary work, The Dark Tower. The titular character of the last gunslinger Roland Deschain in the movie is graced by Edris Alba’s acting and the antagonist of the storyline, the man in black is brought to life on screen by Academy Award winning actor Matthew Mcconaughey. The month doesn’t end without its fair share of horror and comedy with the release of Anabelle: Creation and The Hitman’s Bodyguard, starring Ryan Reynolds.At the moment when it feels like that cinephiles would be satiated with the offerings of Tinsel town, the month of September and October will flood the gates of leisure with another set of promising projects including the likes of IT, Kingsman: The Golden Circle, The lego Ninjango Movie, The Blade Runner 2049 and Saw: Legacy. With the release of IT, this year would be blessed with the second adaptation of a Stephen King classic wherein the evil clown pennywise strikes horror among the neighbourhood kids with the backdrop of children disappearances in the town of Derry.’All is well that ends well’ is an adage which the Movie-makers are conforming with the slated movies in November and December. Millennials are expected to go berserk at the year end with two major superhero ensemble offerings from DC and Marvel. In Thor: Ragnarok, the Norse god will be seen saving his home world and Asgardian culture against the all-powerful Hela, with Hulk and Doctor Strange playing major role in the storyline. While the world has seen two live-action Avengers movie in the recent past, cine-goers would experience the DC’s version of superhero team-up movie, appropriately titled, Justice League for the first time wherein Batman and wonder woman recruit a group of superheroes to face a greater threat following the events of BvS: Dawn of Justice. With the superhero frenzy floating around, adaptation of Agatha Christie’s classic, Murder on the Orient Express is expected to provide the much needed gravity. Putting an end to the overwhelming experience, Star Wars: The Last Jedi and Jumanji: Welcome to the Jungle would gush in the nostalgia setting up the perfect farewell for the year 2017.last_img read more

Allegations of paper leak surface again on 3rd day of Madhyamik

first_imgKolkata: The third day of Madhyamik examination passed peacefully on Friday, even as allegations of the question paper being circulated on WhatsApp were repeated again. It was found that the question papers of History had been doing rounds on social media, an hour after the commencement of the examination. State Education minister Partha Chatterjee, however, denied the incident. “I have constantly been in touch with the District Magistrates and the Police Superintendents and they had informed me that everything was in place,” Chatterjee said. This is the third day in a row when question papers of Madhyamik have been found circulating on WhatsApp. The West Bengal Board of Secondary Education, which is responsible for conducting the examination, has already lodged a complaint with Bidhannagar Cyber Crime Police station, urging a probe in this regard.last_img read more

Microsoft supercharges its Azure AI platform with new features

first_imgMicrosoft recently announced few innovations to their AI platform powered by Microsoft Azure. These updates are well aligned to their Digital Transformation strategy of helping organizations augment their machine learning capabilities for better performance. Cognitive Search Cognitive Search is a new feature in Azure portal which leverages the power of AI to understand the content and append the information into Azure Search. It also has support for different file-readers like PDF, office documents.It also enables OCR capabilities like key phrase extraction, language detection, image analysis and even facial recognition. So the initial search will pull all the data from various resources and then apply cognitive skills to store data in the optimized index. Azure ML SDK for Python In the Azure Machine Learning ecosystem, this additional SDK facilitates the developers and the data scientists to execute key AML workflows, Model training, Model deployment, and scoring directly using a single control plane API within Python Azure ML Packages Microsoft now offers Azure ML packages that represent a rich set of pip- installable extensions to Azure ML. This makes the process of building efficient ML models more streamlined by building on deep learning capabilities of Azure AI platform. ML.NET This cross-platform open source framework is meant for .NET developers and provides enterprise-grade software libraries of latest innovations in Machine Learning and platforms that includes Bing, Office, and Windows. This service is available in the AI platform for preview. Project Brainware This service is also available on Azure ML portal for preview. This architecture is essentially built to process deep neural networks; it uses hardware acceleration to enable fast AI. You can have a look at the Azure AI portal for more details. Read Next: New updates to Microsoft Azure services for SQL Server, MySQL, and PostgreSQL Epicor partners with Microsoft Azure to adopt Cloud ERP SAP Cloud Platform is now generally available on Microsoft Azurelast_img read more

Canal will lose €400 million this year if nothin

first_imgCanal+ will lose €400 million this year if “nothing is done” to arrest its decline, according to Vivendi chief financial officer Hervé Philippe.Speaking on an analyst call on Vivendi’s quarterly results, Philippe said that the €59 million loss recorded by the pay TV group in the first quarter was “quite positive” by comparison with what could be in store down the line, unless action is taken.Philippe said that Vivendi was working on a number of initiatives to cut costs over the coming year that would be unveiled in the coming weeks.Vivendi CEO Arnaud de Puyfontaine, speaking on the same call, hinted that one change at Canal+ might be to reduce the amount of the broadcaster’s content that is shown free-to-air element. Answering an analyst question on whether Canal+ should become an exclusively paid for channel, Du Puyfontaine said that “this is something that we have in mind” and that Vivendi was working on a number of different options. He said that Canal+ Group already offers a strong free-to-air proposition via its D8 and D17 channels and that there is a “need to reinvent the new Canal+”.Referring to Vivendi’s agreement with Mediaset, De Puyfontaine reiterated that Vivendi has a goal of becoming a “solid player in southern Europe” through its agreement with Mediaset, including the acquisition of the Italian broadcaster’s pay TV arm, Mediaset Premium.He added that the company was keen to pursue new avenues of collaboration with Telefónica in Spain and Latin America as part of the same southern European strategic focus.Referring to Vivendi’s recent acquisition of an interest in French retailer Fnac, De Puyfontaine said that “the rules of the game are changing” regarding content distribution and that the investment was “strategic”, highlighting Fnac’s initiatives in digital distribution of music and video and plans for international expansion.last_img read more

But the Court of Appeal dismissed his challenge af

first_imgBut the Court of Appeal dismissed his challenge after citing his status as a convicted terrorist and relevant events at the property.Hegarty, 53, was one of three men sentenced to ten years for possession of explosives in Derry.Police stopped them in a car containing an anti-personnel device in Creggan in December 2012.Hegarty served five years behind bars before being released on licence in December 2017, under conditions which included compliance with electronic monitoring. ShareTweet Derry dissident Neil Hegarty loses appeal over ‘unlawful’ return to prisonLord Justice StephensNEIL HEGARTYParole CommissionersPSNI Derry dissident republican Neil HegartyA dissident republican from Derry convicted of having explosives has lost a legal battle to have his return to prison declared unlawful.Neil Hegarty claimed he was wrongly held in custody for a further 76 days after his licence was revoked for allegedly denying entry to install electronic monitoring equipment at his home in Derry. But the following day the PSNI informed a Parole Commissioner that he failed to admit security staff to his home to fit the equipment, the court heard.A police report alleged G4S personnel who went to the mid-terrace property at Benevenagh Gardens observed a number of men inside and were refused entry.It was also claimed that before leaving prison Hegarty had revealed he would not be consenting to having the equipment fitted.Scene in Derry December 2012 after police stop car with explosives on boardThe Parole Commissioner concluded that he had displayed “wilful disengagement” with the licence process and recommended the revocation.Hegarty launched judicial review proceedings after the Department of Justice decided to return him to prison.His lawyers argued the move was unlawfully based on false assertions that he intended not to cooperate with the tagging condition.They disputed the accuracy of evidence against him and questioned the description of the house security staff said they visited.The Commissioner had unreasonably accepted unattributed, unexplained and false assertions of fact as evidence without a proper enquiry, it was contended.In February last year a High Court judge dismissed the challenge – prompting Hegarty to mount an appeal.Later that month he was released again following a further review of his case.However, his legal team pressed ahead with their claims that the 76 days spent in custody during that period was an unlawful.Ruling on the appeal, Lord Justice Stephens said it was apparent that the Single Commissioner’s decision was based on incorrect information as Hegarty had not refused to consent to the fitting of monitoring equipment immediately before his release.However, the information about events at his home would have led her to make the same decision, the court found.Dismissing the challenge, Lord Justice Stephens said: “We consider that given the appellant was a convicted terrorist, given the facts… and what occurred at the appellant’s home, her decision would necessarily have been the same.“On that basis the decision of the Single Commissioner was not unlawful.”Derry dissident Neil Hegarty loses appeal over ‘unlawful’ return to prison was last modified: April 2nd, 2019 by John2John2 Tags:last_img read more

Just what are cash and cash options Some of u

first_imgJust what are “cash” and “cash options?” Some of us take those terms for granted, but after a recent article on sector allocation, one of our subscribers wrote in asking for clarification. Money Forever recommends holding approximately one-third of your portfolio in cash or cash options, but what does that really mean? To clear up any confusion, “cash options” are not publicly traded options. “Cash alternative” is probably a more appropriate phrase. I had a pleasant surprise over the holidays, as my own baby-boomer children struck up several kitchen-table discussions. They are wrestling with how to fund their children’s college followed by their own sprint to the retirement finish line. My daughter Dawn said it best: “Dad, this time it feels different. In the past the government would sell Treasuries, and people would lend us money to pay our bills. Now the government is just creating money out of thin air. Isn’t that eventually going to cause the dollar to collapse?” Of course, that was followed by a discussion of how we can protect ourselves. They understand the gray cloud looming on the horizon very well. We no longer have a safe, good, interest-bearing account to park our cash in. We need to find safe alternatives, including ways to diversify outside of the US dollar. Finding cash alternatives is one of the most important issues affecting us as investors. To help this make sense, let me begin at the beginning… the good old days of 2007, when most of us kept our cash in brokerage “sweeps” accounts. Sweeps accounts automatically “swept” a portion of our brokerage account into an interest-bearing account so that our idle cash would provide some income. At that time, my Schwab sweeps account was paying 4% interest. To keep the math simple, imagine a person with a $150,000 portfolio who wanted to earn 10% overall – that’s $15,000. If one-third of that portfolio ($50,000) were in cash, earning 4% interest, that’s $2,000. That means that the other two-thirds of the portfolio has to earn $13,000, or 13%, on the remaining $100,000. That wasn’t so outrageous in 2007. Many conservative portfolios would take a portion of that remaining $100,000 and invest it in fixed-income instruments paying 6% or more. Even then, the remaining balance could be invested wisely to make for a 10% overall return with only a portion of the capital at any real risk. Now fast forward to 2012. Today my sweeps account pays exactly 1/100th of 1%. That same $50,000 only earns $5.00 in interest annually. That means that the other two-thirds of the portfolio has to earn close to 15% to reach the same target of 10% overall… in a down economy. That’s a tall order. I want to really emphasize this point for all of our readers. In 2007, it took $50,000 to earn $2,000 in interest in our normal cash account. To earn the same $2,000 today, we would need $20 million in our sweeps account. In addition, back in the “good old days” part of the remaining two-thirds of a conservative portfolio would have been invested in CDs or top-quality bonds. What’s happened to that portion? The best rate I can currently find for a five-year CD is 1.2%. Not only has the one-third cash allocation taken a huge hit, so has the portion that would have been safely invested in CDs and high-quality bonds.Betty B., Defensive Solider in the War on Seniors and Savers I received a very interesting letter from a subscriber, Betty B., who wrote in after reading Straight Talk About Working in Your Golden Years. She has kindly allowed me to quote from her letter. She writes: “If I were able I could have written the today’s straight-talk message. I am an 80-year-old widow. When my husband died in 2000 he left me quite comfortable. I invested [a certain amount] in bank certificates of deposit paying good monthly interest. I also purchased a large Georgia Power bond paying 6% each month. Also I had some other utility bonds paying monthly.“Well, today I do not have one CD, and all of my bonds have been called as of this year. So I have had to do exactly what you wrote about and start managing my own money. I must say I have lost some and am now depending on dividends mostly and I have had to start living off my principal. I just hope now that my money will last as long as I live. I once lived very well, but I now am trying to be frugal. I worry about older people who did not have anything to fall back on except Social Security, which for the first time I have to admit I look forward to my Social Security check.” In essence, the Federal Reserve is keeping interest rates artificially low to support banks that made poor business decisions. They are doing so at the expense of the public; seniors and savers are often the hardest hit. A few months ago, I wrote that I felt like the federal government had declared war on seniors and savers. Much to my surprise, some folks took issue with that remark. Today my response to those folks is, “Talk to Betty B.” Or perhaps they should ask all the retired people who have unretired and found a job to help pay the bills how they feel. We must make up for the difference in yield somewhere; that is the reality retirees face today. There are no cash instruments that will make up that difference with the same safety that was available in 2007.Investors – particularly those who are retired or getting close to it – have to come to grips with the fact the investing paradigm has changed, and it will likely continue to change. Today, investing cash the same way we did in 2007 will provide only a small fraction of the yield. The current challenge with the cash portion of your portfolio is to find safe, somewhat liquid investments that provide some sort of yield, hopefully enough to keep you even or ahead of inflation. Sad to say, even a 1% return is 100 times greater than what you’d earn on a current sweeps account. And you have to earn double that just to try to stay even with the government reported inflation. (Take a peek at Paul Revere, The Fearmonger if you have the sneaking suspicion that the figure isn’t quite right.) The reality today is that same $50,000 in your cash account will earn $5 in interest and lose $1,000 in buying power due to inflation during the year.Building a Hedge with Cash Alternatives In the September issue of our premium publication, I interviewed Chuck Butler of EverBank, who knows more about this issue than anyone I know. One hedge against inflation is foreign currencies. If you can find one that’s paying interest, even better.EverBank has 90-day, FDIC insured CDs that are denominated in foreign currencies. One particular currency that Chuck outlined is currently paying 1.63% while appreciating against the US dollar. Would you rather tie up your money for five years to earn a meager 1.2%, or commit to 90 days and earn 1.63% while adding inflation protection against the declining value of the dollar? I sure know my answer to that question. My wife Jo and I currently have a portion of our personal cash in three EverBank 90-day CDs, with one maturing each month. They’re liquid enough for our comfort level, and they earn us much more than any long-term US-dollar-denominated CDs would. Exchange-traded funds are another avenue for accessing the benefits of foreign currencies. Vedran Vuk, our senior research analyst, did a terrific analysis of some liquid, short-term bond funds in The Cash Book. Sure, the yields are not like they used to be, but they’re certainly better than 1/100th of 1%. It’s 2013, and good old days of 2007 are long gone. No one can afford to keep one-third of their portfolio in a US-dollar-dominated cash, totally liquid, interest-bearing account. The yield isn’t there anymore; it fact, it’s virtually nil. That’s why finding cash alternatives becomes so critical. Our team here at Money Forever still believes that one-third of your portfolio should be in cash or cash alternatives. It just shouldn’t all be in US dollars, nor all in a cash account. There are other options out there, and investors need to consider them, at least for a portion of their cash. It needs to be safe, predominately liquid, and providing some yield to take the pressure of the other two-thirds of your portfolio. Particularly for seniors and savers, trying to earn unrealistic gains in the market means putting too much capital into speculative investments, at too huge of a risk. But the thought of letting $50,000 in cash sit idly, earning a measly $5 annually is truly detestable. It’s like trying to invest your life savings with one hand tied behind your back. What this really means for seniors and savers is simple. Wake up and smell the coffee! The Federal Reserve has made it quite clear that it is not going to change its interest-rate policy anytime soon. As I realized at our kitchen table this week, the situation is not one exclusive to seniors; baby boomers trying to accumulate wealth are facing the same challenges. Those who are close to either side of the cusp of retirement have worked hard and saved money, and likely made retirement projections based on the old rulebook. Now those rules have changed… for good. As a young Marine, I learned that with a bit of training and good practice, it’s not that difficult to hit a moving target. Investing today is not a whole lot different. It may seem impossible, but with a little practice you can learn to hit your target. Our premium subscription includes three special reports which dig deeper into these issues and recommend potential cash alternatives for safety-conscious investors: The Cash Book, The Yield Book, and our most recent release, Money Every Month. Our team has put in hundreds of hours looking at various ways to help our subscribers invest cash wisely. Folks who’ve to saved up a nest egg are not afraid of hard work. It takes ingenuity, intelligence, and common sense to build up a nice retirement – the same attributes that will keep you ahead of the crowd. We are here to help you make that hard-earned nest egg work for you. If you have not taken advantage of our premium subscription, I urge you to take advantage of our 90-day guarantee. Sign up and get your copy of my book Retirement Reboot, all of our monthly reports and special reports – including The Annuity Guide and Income-Producing Stocks, and check out what we have to offer. If you don’t like what you see, you can cancel your subscription within the first 90 days and receive a 100% refund (and keep the material as a thank-you from me to you for looking us over).On the Lighter Side Congratulations to the NFL teams that survived the season and made it to the playoffs.  It seems “Black Monday” lived up to its name with several coaches and general managers were handed their walking papers. We scrambled to get the tree down in order to motor over to Jacksonville, FL to watch Northwestern win their first bowl game since 1949 – when I was 8 years old.  It wan cool watching the entire team after the game thanking their fans and those who have supported them for many years. And finally… Over the holidays we had many cute moments with the little ones – there is so much humor in having young grandchildren. I received this timely message from a friend that warmed my heart: “Our four-year-old grandson came home from the doctor with a prescription for some pills. When Grandma reminded him, ‘It’s time to take your pill,’ he was allowed to swallow it with a cup of root beer to turn it into a treat. “Our grandson struggled and could not open the bottle. He finally handed it to Grandma, who promptly opened it and took out the pill. The little boy asked, ‘Grandma, how come it was easy for you to open the bottle, but I couldn’t?’ “Grandma responded with, ‘The bottle has a childproof cap.’ “That was followed with a puzzled look on the little guy’s face as he said, ‘How does it know I am a kid?’” Until next week…last_img read more

The precious metal mining companies fully aware o

first_imgThe precious metal mining companies, fully aware of what’s happening, do nothing As as has been the case for a while, all four precious metals got sold down in early Far East trading on their Monday morning. Gold was no exception—and it hit its low price tick shortly after 1 p.m. Hong Kong time.  The subsequent rally lasted until around 11:30 in New York—and that was pretty much it for the day, as it got sold down a few dollars going into the 5:15 p.m. EST electronic close. The CME Group recorded the low and high ticks as $1,318.70 and $1,339.20 in the April contract. Gold closed the Monday session at $1,336.60 spot, up $10.50 from Friday’s close.  Volume, net of February and March, was pretty decent at 143,000 contracts. Freegold Ventures Limited is a North American gold exploration company with three gold projects in Alaska. Current projects include Golden Summit, Vinasale and Rob. Both Vinasale and Golden Summit host NI 43-101 Compliant Resource Calculations. An updated NI 43-101 resource was calculated on Golden Summit in October 2012 and using 0.3 g/t cutoff  the current resource is 73,580,000 tonnes grading 0.67 g/t Au for total of 1,576,000 contained ounces in the indicated category, and 223,300,000 tonnes grading 0.62 g/t Au for a total of 4,437,000 contained ounces in the inferred category. In addition to the Golden Summit Project the Vinasale also hosts a NI 43-101 resource calculation which was updated in March 2013. Indicated resources are 3.41 million tonnes averaging 1.48 g/t Au for 162,000 ounces, and Inferred resources are 53.25 million tonnes averaging 1.05 g/t Au for 1,799,000 ounces of gold utilizing a cutoff value of 0.5 grams/tonne (g/t) as a possible open pit cutoff. Please send us an email for more information, ir@freegoldventures.com The gold stocks opened in positive territory—and then chopped and flopped sideways for the rest of the day.  The HUI finished up 0.35%.  I was underwhelmed. The dollar index closed at 80.27 on Friday afternoon in New York—and traded in a 15 basis point range on either side of that number for the entire Monday session.  The dollar index closed 80.22—down 5 basis points on the day. Sponsor Advertisement Platinum and palladium both got sold down in morning trading in the Far East.  From those lows, they rallied right up until almost the 1:30 p.m. EST Comex close—and then both got sold down into the 5:15 p.m. close of electronic trading.  Both finished up a few dollars on the day.  Here are the charts. I was even more underwhelmed by the performance of the silver shares.  They were up about 1.5% until shortly after 1 p.m. EST—and then down they went, closing in the red—and on their absolute low of the day.  Nick Laird’s Silver Sentiment Index closed down 0.08%. Silver really got hit pretty hard in early Far East trading on Monday, with the low tick coming shortly afternoon Hong Kong time.  From that point, the silver price rallied back to unchanged by the London a.m. gold fix at 10:30 a.m. GMT—and then it really took off to the upside, and appeared to go ‘no ask’ shortly after 11 a.m. GMT. That state of affairs wasn’t allowed to last long—and once that spike was beaten down, the rally assumed a more leisurely pace, with the high in New York coming at the same 11:30 a.m. EST that gold did.  From that point, the silver price ran into selling pressure—and by the 5:15 p.m. electronic close, the price was safely back under the $22 spot price once again. The low and high ticks were recorded as $21.59 and $22.18 in the March contract, an intraday move of almost 3%. Silver finished the Monday trading session at $21.965 spot, which was up 11.5 cents from Friday’s close.  Net volume was pretty chunky at 37,500 contracts.  We are in the final days of the roll-over out of the March delivery month in silver, so volumes will be quite high for the next three trading days.  First Day Notice numbers will be posted on the CME’s website late on Thursday evening EST—and I’ll have all that for you on Friday. The CME’s Daily Delivery Report for Monday showed that 9 gold and 1 silver contract were posted for delivery tomorrow within the Comex-approved depositories.  Checking the CME’s website  I note that there are still several hundred gold contracts are open in the February delivery month—and it remains to be seen how many will stand for delivery between now and Thursday. There were deposits in both GLD and SLV yesterday.  In GLD an authorized participant added a decent 106,025 troy ounces—and in SLV there were 384,740 troy ounces deposited. The U.S. Mint had a sales report on Monday.  They sold a chunky 825,500 silver eagles—and that was it. There was only a small movement in gold over at the Comex-approved depositories on Friday.  They reported receiving 5,144 troy ounces—and that was all.  All of it went into Scotia Mocatta’s vault. The link to that activity is here. There was a big deposit in silver on Friday as well—and all 1,566,700 troy ounces ended up in Scotia Mocatta’s vault, too.  It wouldn’t surprise me in the slightest if this silver wasn’t being brought in to cover their short position in the Comex futures market.  As I’ve said on many occasions, it’s my opinion that outside of JPMorgan Chase and two other U.S. bullion banks, Canada’s Bank of Nova Scotia is the only bank that holds a material short position in that metal.  The link to that ‘action’ from Friday is here. It was a very eventful weekend—and I have the most stories that I can ever remember posting—and I’ll happily leave the final edit up to you. After buying back short silver contracts in the prior two reporting weeks (as well as adding long gold contracts), JPMorgan returned to the sell side in silver with a vengeance, accounting for the entire big 4 short increase or more than 43%  of the commercial silver selling this [past] week. While there’s no doubt in my mind that the raptors behave conclusively with JPMorgan in playing the technical funds, it must be noted that the raptors were selling existing long positions, not adding to shorts. In the reporting week, JPMorgan increased its short COMEX silver position to 17,500 contracts, or to a 15% net market share (minus spread positions). From what I can tell, JPMorgan was the only commercial increasing short positions in the reporting week, something that has recurred on previous silver price rallies. Please think about that for a moment. JPMorgan was the sole short seller in COMEX silver and the largest seller in COMEX gold, accounting for 43% and 52% of all the commercial selling in each market this week. How could such large shares of net weekly trading not be manipulative to the price of silver and gold? And why is the nation’s largest bank also allowed to be its largest precious metals speculator? – Silver analyst Ted Butler: 22 February 2014 Precious metal prices yesterday followed a pattern similar to what they did most of last week, which was down in Far East trading—and then a rally back from there.  There were a couple of times during the Monday trading session, one in London and the other in New York, where  it appeared that a not-for-profit seller showed up and touched the brakes on these rallies in gold.  Once just after 11 a.m. in London—and the other at 11:30 a.m. in New York.  If these sellers hadn’t put in an appearance, the closing price in gold would have been materially different. And if that was true for gold, it was beyond blatantly obvious in silver, as the price appeared to go ‘no ask’ shortly after 11 a.m. GMT in London—and JPMorgan et al hammered that spike flat in short order.  And as I mentioned at the top of this column, they also closed silver back below the $22 spot price once again. The price action of the precious metal shares didn’t impress me, either. So despite the rallies in all the precious metal since the New Year began, it’s obvious that their rallies are being managed, as JPMorgan et al are letting the technical funds shorts off the hook easily, without ripping out a pound of flesh by demanding much higher prices.  If “da boyz” stood back and did nothing, there would be a disorderly rally in hours, or maybe minutes—which is the last thing that the powers that be want. As Ted said on the phone yesterday, these rallies could go on for months—but whatever length of time they last [or are allowed to last] the ending will be the same; an engineered price decline where JPMorgan et al ring the cash register one more time.  It was ever thus. Of course the precious metal mining companies, fully aware of what’s happening, do nothing. In Far East trading on their Tuesday, all four precious metals got sold down just a bit.  The exception was silver, which got sold down over a percent going into the London open, an event that occurred about 10 minutes ago as I write this paragraph.  Gold volume is already sky high at 33,000 contracts—and all of it is of the HFT variety.  Silver’s volume isn’t exactly light, either—although a goodly chunk of it is roll-overs out of the March contract and into May, which is the next front month.  The dollar index has rolled over a bit and is down 9 basis points at this time. And as I send this off to Stowe in Vermont two hours later at 5:15 a.m. EST, the precious metal prices aren’t doing much—and with the exception of platinum [at least for the moment] the other precious metals are all down from Monday’s close in New York.  Gold volume is over 40,000 contracts—and all of it of the HFT variety.  Silver’s volume, even net of roll-overs is way up there as well.  Based on these volumes, it’s a good bet that JPMorgan et al are selling up a storm in order to prevent prices from rising.  The dollar index, which dipped dangerously close to the 80.00 mark in late Far East trading, is now rallying a bit, as it appears that someone was there to catch that proverbial falling knife once again. I have no idea what’s in store for prices during the New York trading session, but the big volumes at this time of day—considering the tepid price action—doesn’t make my heart go pitter patter, if you get my drift.  But, in this market, you just never know. That’s more than enough for today—too much, actually—and I’ll see you here tomorrow.last_img read more

Just a week until Christmas and that timing means

first_imgJust a week until Christmas, and that timing means this is our last missive of the year. Fret not, though; if you truly miss me, you can tune into this new Bitcoin video from our good friends at Mauldin Economics, where I play the skeptic as usual. Maybe you’ll want to pick up some virtual currency for a stocking stuffer. You’ll have some more time on December 25 anyway, since hackers got what they wanted: Sony canceled the release of The Interview after the five largest theaters bailed on the film under vague threats. See below for more details, but this thing is about to turn into something far more serious as the US government throws its weight into accusations of nation-state espionage.Us? We’re spending that extra time keeping our eyes on the small-cap selloff for bargains instead. In today’s brand-spanking-new issue of Extraordinary Technology, we just unwrapped a profitable young digital advertising platform Wall Street hasn’t really caught on to yet. With 63% growth last quarter, you can bet they will soon. Pick up your copy here, along with a risk-free peek at the whole portfolio.Now, on to the news moving the market…Rape, Stalking, and Intimidation Ripe from Silicon ValleyI held up this issue just as we go to press because there is some breaking news I feel I must comment on. Like so many in the tech media we’ve been following the roller-coaster ride that is Uber. After months of seemingly bad news for the once-untouchable startup, Uber’s troubles just escalated big time.What was once easy to write off as an isolated incident—the driver in India accused of rape—now looks systemic. Four people in Boston have complained about being sexually assaulted in the last month by Uber drivers, including a rape allegation. This, on top of the company’s internal suggestions of casing an annoying female journalist and lax attitude to cyberstalking by employees, shows a company probably growing too darn fast. In the race to stay ahead, the company seems to have gotten lax on security for its systems and its drivers, putting customers in harm’s way. It’s announced new technology to better screen drivers—with a two-day turnaround, the company was either already working hard on this tough problem or they are masters of bullshit. The more bad stuff that comes out about the company, the more it looks like the latter.To top it all off, it’s not just Tampa and Portland banning Uber. India did it last week. Now all of France has bowed to a protest from taxi drivers, banning UberPop (the EU offering from the same company). Then the company’s “surge pricing” backfired again, this time in the Sydney hostage crisis. That price algorithm is going to get it in real trouble someday soon, running afoul of anti-price-gouging laws in effect in many cities like New York.But Uber’s problems aren’t necessarily its own fault. After all, taxi drivers have always had a dark streak. Rape, robbery, and assault are just a few of the things that occur with some regularity in the profession. It’s no surprise then that Uber would face the same challenges—especially when its drivers aren’t going through secondary background checks from the government and don’t have the financial bonding issues of a taxi medallion hanging over their heads. (Maybe Uber might consider selling bonds of its own, letting people sponsor drivers and risk their capital for a share of good performance? It would distribute the incentive for safety in a way the company can’t do now. Or maybe they should only hire women drivers? Though then you’d find stories about employee safety… taxi driving is a rough gig.)Regardless, the company has a serious PR problem. Unless it gets out in front of it in a big way, the company could end up being remembered only for the crimes of its staff and drivers.Windows May Live for Another Day, Market Data SayBack in July, we called your attention to the fact that after eight consecutive quarters of decline, the PC market had stabilized at about 315 million annual units. That good news caught many industry experts by surprise, as they had expected annual demand, which peaked at 365 million units in 2011, to continue to plunge until it was well below the 300 million mark.The free-fall in PC demand was halted by two main factors:The ending of support by Microsoft (MSFT) for its Windows XP operating system, which is motivating XP users to buy new computers with supported systems; and The slowing of the cannibalization of the PC market by tablets, whose meteoric sales plateaued.Now, another catalyst for PC sales has appeared on the horizon. Windows 10 was announced by Microsoft in September and is expected to be released next fall. That could spark a big upgrade cycle for PCs even though, or especially since, its predecessor flopped.Pacific Crest analyst Brendan Barnicle maintains that many PC owners have delayed replacement of their old units because of their dislike for Windows 8, which was released in October 2012 to reviews which ranged from blasé to complete bashings.“Microsoft (MSFT) saw relatively weak adoption of Windows 8, but early reviews are encouraging for Windows 10,” Barnicle said. He went on to say that Intel has sized up the opportunity by suggesting that as many as 600 million PCs might upgrade to Windows 10.The investment implications are immense. However, picking the right stock(s)… those that will experience significant benefits from the trend but don’t have those benefits already built into their share price… will, as usual, be the trick. In the September issue of BIG TECH, we recommended such a stock. It’s already started to drift higher as Wall Street’s unfounded fears that the PC era ended have abated like a soccer mom’s concern over the last “food that will kill you” from the evening news. But it’s still a bargain. In fact, we see the stock returning 50% in the next 12-18 months, regardless of what happens to the broader market. For access to this recommendation, sign up for a risk-free trial of BIG TECH.Apple Pay Sees Massive Corporate Adoption… Actual Users Remain to Be SeenApple Pay appears to be gaining traction in the electronic payments arena, succeeding where tech giants such as Google, Verizon, and AT&T have floundered. In recent weeks, Apple (AAPL) has signed up dozens of banks and retail stores—and posted many a press release about it. The company claims that Apple Pay supports the cards used for 90% of purchase volume in the US. “Retailers and payment companies see Apple Pay as the implementation that has the best chance at mass consumer adoption, which has eluded prior attempts,” says industry expert Patrick Moorhead.Our take: no company will turn down the opportunity to put its name next to Apple, the most valuable brand (and stock) in the world. Supporting Apple Pay is not technically complex for a bank, and it requires almost nothing of most retailers who have had NFC-capable terminals (the tech behind Apple Pay) for years. For them to say they are on board is nothing but a PR exercise.But Apple phones only comprise about 25% of the US-installed base, so even if it could get 50% of users to ditch tried and true credit cards, they’d still only support less than 10% of purchasing power at most. And getting to that 50% level is an enormous undertaking that would costs billions in marketing and promotions—old habits die hard, especially when the replacement is more complicated to use and adds no value. As it is right now, the limited data say most people just aren’t using it, not even the decidedly tech-forward panel that InfoScout put together:Even if Apple succeeds in capturing a significant share of the electronic payments market, the resulting profit probably won’t be enough to move Apple’s share-price needle much in the intermediate term. Carl Icahn estimates that by 2017, Apple Pay could generate $2.5 billion in annual revenue, which by our estimation, would increase earnings per share by only about $0.32.But here’s the bigger picture: Apple Pay is one more element in a growing ecosystem of lifestyle products and services that, in Icahn’s words, differentiate Apple from a simple hardware company. Not only that, but a few solid base hits with products such as Apple Pay and Apple Watch could, when taken together, turn out to add up for shareholders. Still, at recent prices driven by the massive shift from small- to large-cap stocks, Apple stock’s too rich for our blood now.3D-Printing Stocks Collapse Back to Industry RealityIn general, it’s been a good year for tech stocks. But the same can’t be said for 3D printing, with the industry’s main players getting massacred.What gives? For starters, enthusiasm has waned and multiples have rapidly contracted, which always eventually happens with emerging technologies. At that point, only companies that can actually deliver sales and earnings growth will bounce back. Also, investors are concerned over increasing competition from the likes of Hewlett-Packard (HPQ), which is making an aggressive push into the space.Nevertheless, Canaccord Genuity is bullish on the incumbents, calling for a much better performance in 2015, especially for 3D Systems (DDD) and Stratasys (SSYS), which the firm expects to appreciate 66% and 62% respectively.We’ve seen and won similar rises before in the 3D-printing space, but we wouldn’t bet on that big a comeback this time around. We’re still high on the technology, but we’ll wait until our evaluation turns up more companies that can meet our 9 Ps criteria.Solar Investors Get a Bad BurnSolar stocks are taking a beating, with Guggenheim Solar ETF (TAN) shedding 25% over the last three months. The drop in solar almost mirrors the drop in oil prices, which has bewildered both analysts and solar execs alike, according to an Investor’s Business Daily article. The cause of the confusion: oil isn’t used to create much electricity, so falling oil prices should have no direct effect on solar demand. But of course, the market probably realizes that, so there’s likely something else at work, like a rotation out of all energy stocks.At any rate, the pullback in solar will be short-lived, according to Merrill Lynch, which expects the industry to bounce back in 2015, thanks to soaring installations. The firm cites SunEdison (SUNE), SunPower (SPWR), SolarCity (SCTY), and Vivint Solar (VSLR) as top picks. SunEdison looks especially interesting, since the firm boasts a deep roster of accomplished investors, including Greenlight Capital’s David Einhorn, who recently gave an informative and entertaining presentation on why he’s investing in the company.We’re not ready to wade in just yet. Government manipulation in the solar markets has been on the wane, and it remains to be seen if the biggest benefactors, Europe and China, have the steam to keep pouring good money after bad on an energy source that costs more than market rate. Or does it? If these kinds of economics end up scaling, solar energy could finally see a bright future.Bits & BytesThe hot field of financial technology had a big week, with the market debut of LendingClub (LC), which was the largest IPO for a US-based tech company this year. LendingClub’s highly successful IPO marks the beginning of a revolution in which a host of startups will upend the financial industry, according to an interesting article published on TechCrunch. If there was ever an industry that needed a good whooping from tech, it’s banking. Oh, wait… LendingClub’s biggest investor was actually Wells Fargo.IPOs for New Relic and Hortonworks each opened up by a big margin as well. But questions are already starting to emerge on whether the companies, especially Hortonworks with its massive losses, can sustain those prices very long. (Just who’s buying all those open market shares at huge premiums as IPO participants jump ship on day one anyway? Could it be the banks themselves?)Free stock trades? There’s an app for that, courtesy of Silicon Valley startup Robinhood. In addition, the trading platform doesn’t require an account minimum. Early signs point to the app being a big hit, with over half a million users already signed up. Fidelity, an incumbent brokerage, has certainly taken notice, running an ad campaign in an attempt to keep customers from fleeing its trading site. In the end, how the site will make money is still a secret—I’d guess by selling your financial info like Mint.com does.Gartner is out with its Q3 smartphone numbers, and the market is still booming. A total of 301 million smartphones sold in the quarter, up 20% from a year ago. But not all handset makers fared well. Samsung saw unit sales decline from 80 million in Q3 2013 to 73 million in Q3 2014. On the flip side, Xiaomi had a remarkable quarter, with sales jumping from 3.6 million in Q3 2013 to 15.7 million in Q3 2014. Xiaomi is gaining significant traction with its low-cost handsets in China, which is one of the fastest-growing smartphone markets, as well as India for now (but not for rival OnePlus).BlackBerry has officially launched a new handset too: the Classic. It comes equipped with a full QWERTY physical keyboard, physical navigation keys, and a nearly indistinguishable design from BlackBerry smartphones from yesteryear. The company says the phone will appeal to those looking for the traditional BlackBerry experience… all two of them.The Edge Consulting Group is known for making accurate calls, such as the eBay and Symantec breakups. And now the London-based firm is back with another prediction, calling for a spinoff of Amazon’s Web Services business next year. With Amazon’s quarterly losses and low-margin retail business irking investors, spinning off AWS would trigger a re-rating of Amazon’s overall business at a more favorable valuation, according to The Edge Consulting Group. The firm estimated that an AWS spinoff would raise the total valuation of Amazon’s two businesses to a combined value of $195 billion, a 36% increase from today’s market cap… unless Microsoft’s big gains start to cost it some share:The feds are going after emails held by Microsoft as part of a drug-related investigation. But Microsoft refuses to comply on the grounds that the emails are stored in a data center in Ireland, which is outside the US government’s jurisdiction. Tech giants such as Verizon, Amazon, Cisco, and HP are backing Microsoft. The decision is up to the courts, with a ruling expected in the coming months.Google has released its top searches for the year. Robin Williams, World Cup, Ebola, MH370, ALS, and Flappy Bird headed up the list. No Apple products, though, which hasn’t happened in a few years. Alas, even Tom Cook’s coming-out distraction couldn’t rekindle the magic of Steve Jobs.Turns out Google has a virtual reality headset. And it’s made of cardboard and a smartphone. It started as a jab at Facebook for paying a whopping $2 billion for Oculus VR, a virtual reality company. But evidently, it’s starting to catch on, with over 50,000 Google Cardboard copycat units delivered from real companies capitalizing on the joke.Google is expressing greater interest in the healthcare space. Its venture capital arm, Google Ventures, allocated more than one-third of its investment dollars this year toward healthcare and life-sciences companies, up from 9% each of the prior two years. Google sees some major opportunities in health care, but also said valuations in the sector are much more reasonable than others sectors, such as Consumer Internet.Tinder has company in the mobile dating space. Meet Hinge, a mobile dating app that has positioned itself as the thinking man’s/woman’s Tinder. Whereas Tinder just shows you anyone in your age range, Hinge only matches you with friends of friends that its romance-graph algorithm thinks you’ll get along with. In other words, it’s more of a matchmaking service than a meat market. Now we get to see what daters really want from their app.As is too often the case, it emerges that the hack attack on Sony exploited a vulnerability the company knew about already. The unfortunate reality is there are just far too many security holes in most systems to ever patch. Until entirely new methods of securing applications emerge, I just don’t see the constant string of hackings slowing down at all. Don’t forget to teach your kids encryption this holiday break…The hacking has also shone a light on some pretty unsavory tactics from Sony and its allies in combatting Google’s power, as well as a questionable plan to battle piracy. And that Malcolm Gladwell is a real gossip.It appears that Facebook is changing its relationship status from “Married to Bing” back to single, as the company dumped the Microsoft search engine.Yahoo, meanwhile, empowered by its new Firefox search takeover, is urging Chrome users to “upgrade” their browsers.Tech headlines love to poke fun at Microsoft. But this interesting read from The Verge shows just how tough the battle is to get enterprises to adopt new tech, even when you pay them huge amounts to do so.Your tax dollars at work: an app to guess your blood alcohol level from playing games.Tired of fading into irrelevance, UK telecom BT is buying back into mobile after exiting nearly a decade ago.Is the Net neutral if you cannot open the HBO Go app when you’re on Comcast’s network? Frightening precedent for outright censorship of what cable providers see as threats.Is PowerPoint going bye-bye? Sway looks like a subtle way to try out a whole new way to build presentations without scaring off meeting kings in the meantime.Apparently Apple DRM didn’t hurt anyone, proving caveat emptor and common sense hold up after all.Lastly, you’ll never believe what travelers are trying to sneak past the TSA. Snakes, chain saw blades, and even a samurai sword. Don’t believe it? See for yourself.last_img read more

This week the governor of Connecticut proposed a

first_imgThis week, the governor of Connecticut proposed a statewide tax on sugar-sweetened drinks. Several cities have already enacted such soda taxes to raise money and fight obesity. And there’s new evidence suggesting that these taxes do work — although sometimes not as well as hoped.Kris Madsen, an associate professor of public health at the University of California, Berkeley, is one of the researchers who has been studying soda taxes, in part because she’s convinced that sugary drinks are a menace to society, a direct cause of obesity.”It’s a pretty high bar for public health to be able to say that something is causing a major epidemic,” she says. “We can do that for sugar-sweetened beverages.” Berkeley was the first U.S. city to tax those drinks, making them more expensive, and Madsen is leading a team of researchers that’s trying to see how the tax is working. “We’ve been going out to the same neighborhoods every year for the last five years, and we’ve been asking people the same questions,” she says. Researchers interview people on the street, primarily in low-income neighborhoods.They started doing this before the soda tax went into effect four years ago, and they’ve continued every year since.”We saw a 52 percent decline in consumption over the first three years” since the tax went into effect, she says. “This has a huge impact.” Madsen’s study was published online this week by the American Journal of Public Health.Memories, of course, aren’t totally reliable; also, it’s possible that people in Berkeley may be underestimating their consumption because they don’t want to admit that they’re still drinking lots of soda.Other researchers, meanwhile, are trying to quantify the impact of soda taxes by looking at sales data from retail establishments, including grocery stores and convenience stores.Anna Tuchman, at Northwestern University, is part of a group studying Philadelphia’s soda tax. Philadelphia’s tax is different from the one in Berkeley. It’s bigger, and it also covers both beverages sweetened by sugar and drinks containing low-calorie sweeteners. This is partly because the goal of the tax is largely to raise more money for schools and playgrounds.Tuchman says that sales of those drinks in Philadelphia have dropped sharply, by 46 percent, since the tax went into effect.But there’s a catch. “We find a very large increase in sales of soda and other taxed products at stores that are located zero to four miles outside the city,” she says.Basically, it seems that a lot of people in Philadelphia are driving to stores right outside the city to buy their beverages. This is especially true in the case of sugar-sweetened drinks (and less so of artificially sweetened drinks). When you take that into account, sales in and around the city dropped about 20 percent, not 46 percent. And sales of sugar-sweetened drinks fell even less.This gets in the way of both of the city’s goals for its soda tax. “People are able to maintain their sugar and calorie intake, and the city is falling short in their ability to raise tax revenues,” Tuchman says.Tuchman and her colleagues are still revising their paper; it hasn’t been formally reviewed by other scientists yet. Right now, though, it does show some of the difficulties that cities face with their soda taxes. There are political obstacles as well. The soda industry has been fighting back, arguing that soda taxes are unfair to consumers and won’t really make people healthier. In fact, it recently strong-armed California’s legislature into reluctantly passing a moratorium on further soda taxes by cities in that state.San Francisco and Oakland, Calif., however, have soda taxes already in place, and Seattle implemented one at the beginning of 2018.Soda tax advocates, meanwhile, say that there’s a simple way to keep people from avoiding the tax by going outside the city: Just pass a tax that covers an entire state — or maybe even a whole country.Mexico, in fact, put in place a tax on sugar-sweetened beverages in 2014. That tax is smaller than the soda taxes in the U.S., and its effect on consumption also has been smaller. According to one study, consumption of sugary drinks fell on average by about 8 percent as a result of the tax. Copyright 2019 NPR. To see more, visit https://www.npr.org.last_img read more

Dockless electric scooters are available for rent

first_imgDockless electric scooters are available for rent in dozens of U.S. cities. While the companies behind them are quick to extol their benefits, some health and safety experts are starting to see the challenges that come along for the ride. Scooter companies and city officials say they are aware of the issues, but solutions aren’t coming anytime soon.Stand-up electric scooters have been around since the 1980s. But the latest trend in micromobility — dockless electric scooters — launched in 2017. They arrived in the District of Columbia in 2018, and now, just over a year later, thousands of scooters are on the streets.”They sort of just popped up out of nowhere,” says Matthew Lachance, who works in fundraising for an international AIDS relief nonprofit in D.C. Lachance says he rents scooters often, even throughout the winter, because they’re fun and convenient.But not all rides are quite so fun. Some end in injuries. Fractures and head injuries most commonScooter-related injuries are a common sight at the George Washington University Hospital, says Dr. Kate Douglass. “Almost during every shift, you’ll see somebody come in with an extremity injury or a head injury or a laceration or something along those lines,” she says. Douglass says that’s partly to do with how riders actually use them. With riders in the streets, in the bike lanes and on the sidewalks, there’s a greater potential for injury.Dr. Joann Elmore sees the same things in emergency rooms in Los Angeles. Elmore was the principal investigator on a team from the University of California, Los Angeles that looked at scooter injuries over their first year as a ride-share offering in L.A. In their study, published in January, they observed the most common injuries to be fractures and head injuries — about 30 percent and 40 percent, respectively. They also discovered that, of the scooter users they observed, fewer than 5 percent were wearing helmets.”It is immensely easy to use and … given this ease, many of us underestimate the potential for public health and trauma-related issues,” she says. But even though injuries can be common, Douglass at George Washington says the injuries she’s seeing are relatively minor — broken wrists and bruised knees. Severe injuries and even fatal injuries are far less common. And most injuries are preventable.Scooter companies part of the solutionInjury prevention is also on the minds of micromobility companies. They are working to educate their users on how to ride safely through city streets. They’re also working to educate users on where to leave scooters when they’re no longer needed.Juliette Rizzo is a disability rights activist and pedestrian advocate who leads what are called “walking audits.” The goal of the audits is to assess pedestrian access. In other words, what challenges stand in the way of safely navigating a city?During a recent walking audit in downtown D.C., Rizzo brought attention to a scooter found blocking the sidewalk. This prompted a conversation with Beaudry Kock, who was along for the audit. He works for Spin, one of the five companies with licenses to operate scooters in Washington.Kock voiced his frustration about scooter placement. “There’s no excuse. There’s really no reason,” he said. Kock said the responsibility of scooter placement is just as much on the companies as it is on the users.Ultimately, most of these companies feel that the best way to address all safety concerns is to push for long-term solutions — solutions like redesigning city streets and improving traffic flow for all vehicles, including bikes and scooters. The District Department of Transportation agrees. Jonathan Rogers, a policy analyst at DDOT, says that infrastructure and building safe streets are the foundation of tackling scooter-related issues. But improving infrastructure and building safer streets make for a slow and expensive process. The same could be said for building safer sidewalks.While temporary measures like flex posts and paint can help in the short term, most of the solutions are still months, if not years, away. Copyright 2019 NPR. To see more, visit https://www.npr.org.last_img read more

Updated at 535 am ETAn Arkansas federal judge h

first_imgUpdated at 5:35 a.m. ETAn Arkansas federal judge has temporarily blocked three new abortion restrictions, including a requirement that physicians providing the procedure be board-certified — a move that would likely have caused the closure of the state’s only surgical abortion clinic.The clinic in question, Little Rock Family Planning Services, and Planned Parenthood, backed by the ACLU of Arkansas, challenged the restrictions that also included a ban on abortions after 18 weeks of pregnancy and one that would prevent a woman from obtaining an aborting solely for the reason that the fetus was diagnosed with Down syndrome.Just before midnight on Tuesday, U.S. District Judge Kristine Baker granted a 14-day temporary restraining order to block the restrictions from taking effect.The restrictions, approved by the state’s GOP-controlled legislature and signed in March by Republican Gov. Asa Hutchinson, were scheduled to go into effect on Wednesday.According to Little Rock’s KATV, Dr. Linda Prine, who performs abortions in New York City, told the court that the restrictions would require women to travel out of state to get an abortion, a delay that could increase risk.”Women would die because of this law,” Prine said.There is “no relationship” between board certification and the ability of a physician to perform a safe abortion, she testified, according to KATV.Arkansas Attorney General Leslie Rutledge said Monday in a statement to KATV that the hearing was “the initial step in our defense of Arkansas Laws that protect the sanctity of life for mothers and their unborn children.”Tuesday night’s ruling will allow Little Rock Family Planning Services to remain open to provide medical abortions up to 10 weeks into a pregnancy.The new restrictions in Arkansas are among several passed in recent weeks by states such as Louisiana, Missouri, Alabama and Georgia that have sought to place ever-tighter constraints on abortion.In May, the U.S. Supreme Court upheld part of an Indiana law signed by Vice President Pence when he was governor of the state that requires aborted fetal remains to be buried or cremated. Copyright 2019 NPR. To see more, visit https://www.npr.org.last_img read more

Uber Winning Make or Break Legal Battles Across America

first_imgUber December 11, 2015 This story originally appeared on Reuters 4 min read Next Article Image credit: Reuters | Sergio Perez Learn how to successfully navigate family business dynamics and build businesses that excel. Uber Winning Make or Break Legal Battles Across Americacenter_img Free Webinar | July 31: Secrets to Running a Successful Family Business Add to Queue State legislators in Ohio and Florida are moving ahead with regulations governing Uber and other ride services that would designate all drivers as independent contractors, bolstering a critical but much-disputed aspect of Uber’s business model.The states would join North Carolina, Arkansas, and Indiana in requiring the contractor designation as part of new laws governing so-called transportation network companies, a Reuters review of state legislation showed.The contractor provisions of the current and proposed laws in the five states have not previously been reported. Reuters reviewed the transportation legislation of more than 40 states that have considered regulations for companies such as Uber and its rival Lyft over the past two years.Uber has built its business on the contractor model, arguing that its smartphone app simply connects riders and drivers, who own their cars and pay their own expenses.But Uber is fighting a class-action lawsuit in California by drivers who said they should be treated as employees. Many of a group of 160,000 California drivers could potentially be part of the class, according to a judge’s ruling Dec. 9, and possibly be eligible for back pay and reimbursement of expenses.The contractor requirement in the new state laws could help Uber limit the potential damage if it were to lose the California lawsuit and also head off similar challenges in other states.An Uber spokeswoman said the company supported the Arkansas, Indiana and North Carolina laws, as well as the pending Ohio and Florida bills.She declined to comment on the company’s involvement in drafting those laws, however.In Ohio, state Rep. Bob Hackett said Uber, Lyft, the taxi industry and other parties were involved in drafting the bill.At one point, Uber sent five representatives to a meeting with members of the insurance industry to negotiate language in the bill, Hackett said.”I believe they are independent contractors. And the bill says the State of Ohio believes that they are independent contractors,” Hackett said.The state Senate cleared the bill on Wednesday, sending it to the House. Sponsors in both houses said they expected it to be approved.Bills on the designation of Uber drivers have also been introduced in New Jersey and Alabama but they have not been enacted.GLOBAL ENTERPRISEUber operates in more than 300 cities in 67 countries and has raised $7.4 billion from investors. Its war chest has helped fund legal and regulatory battles across the world, and lobbying efforts at the state and national levels.A spokeswoman for Lyft, which also relies on contractors, said the company is “supportive of the legislative efforts in both Ohio and Florida as they encourage innovation and allow ridesharing to grow.”J.H. Verkerke, an employment law expert at the University of Virginia School of Law, said it was very unusual for legislation governing things such as safety and insurance to weigh in on the labor practices of companies.”That’s something legislators have rarely ever taken up, at least not in the open,” Verkerke said. “Usually it just gets kicked to the courts.”Twenty seven states, and the District of Columbia, have established regulations for transportation network companies (TNCs), according to a tally from the Property Casualty Insurers Association of America. Bills are pending in at least five other states.The TNC category was first created in 2013 in California to enable states to regulate on-demand ride services that use mobile apps.In Florida, state Sen. Jeff Brandes said he could not recall how the independent contractor language was included in the pending bill. The legislation passed a House committee on a bipartisan 10-1 vote.“In Florida we want to be an inviting economic climate for people exercising their own liberty, to make their own choices about employment,” said Florida state Rep. Matt Gaetz.The variety of Uber drivers, with some working long hours and other doing it on the side, lends itself to the independent contractor model, he said.Shannon Liss-Riordan, who represents drivers in the California class action, said these provisions “dock” workers’ rights.”It is somewhat scary they are trying to bury that provision in the legislation,” she said.(Editing by Jonathan Weber and Grant McCool) Register Now » –shares Reuters last_img read more

Luxury Industry Training Expert Joins the Customer Experience Group

first_imgThe Customer Experience Group is delighted to announce the appointment of Isabelle Damour as Managing Director, EMEA & Americas of FACE2FACE Training Consultancy.  In her new role, Isabelle will expand the FACE2FACE global client portfolio and pursue strategies aimed at driving growth in Europe, USA, Middle East and Africa.The Customer Experience Group (CXG) is an alliance of five agencies that help premium and luxury brands transform transactional moments into relationships and emotional experiences. Comprised of Wisely Insights, Activate Experience, Albatross CX, SmartCX, and FACE2FACE, together CXG offers a platform that elevates customer experience through research, consultancy, experience feedback, training and coaching. FACE2FACE works directly with the front-line teams of luxury retailers to elevate in-store experience and drive profitability.As the new Managing Director of FACE2FACE in the region, Isabelle will oversee the company’s corporate strategy and manage the organization’s training, sales, marketing, partnerships, and business channels.  Isabelle will also look after implementing extensive programs within all the markets in the region, developing a new platform for leadership and retail experts, and strengthen the synergy between FACE2FACE and the agencies of the Group.Isabelle shares: “I’ve spent my career driving profitability in the retail fashion industry; initially, from a sales and distribution perspective, and more recently through front-line training strategy.  Joining FACE2FACE is the perfect opportunity for me to use my experience to support premium and luxury retailers and help them provide enhanced customer experience.” Founder & Executive Director of FACE2FACE, Fabrice Tavel-Besson expressed great enthusiasm for Isabelle’s appointment and he comments: “More and more luxury retailers are beginning to understand that the value of unparalleled customer experience starts with their front-line teams. With Isabelle’s deep understanding of training and retail excellence, FACE2FACE is confident in progressing our global partnerships and helping brands nurture their talents.”Marketing Technology News: SeQuel Response Hires New Director of Marketing to Propel Brand AwarenessThe CEO of Customer Experience Group, Christophe Caïs, is similarly enthused with the appointment of Isabelle to FACE2FACE’s senior management team he comments: “The luxury retail market is becoming more competitive day by day, and companies are waking up to the importance of a dedicated CX strategy.  With her wealth of cross-channel experience from working with industry powerhouses such as Timberland, Kickers, and particularly Lacoste, I’m highly confident that Isabelle has the insight and skills we’re looking for to evolve our business, so we can continue to meet our clients’ needs well into the future.” A Wealth of Experience in International RetailIsabelle is bringing more than 25 years of international retail industry experience with her to FACE2FACE, having taken on many senior management roles throughout her career. As Lacoste Footwear’s International Sales Director, Isabelle quadrupled annual turnover, recruited 15 new distribution partners and was responsible for launching the company’s very first standalone footwear boutique in Asia.After spending two years as Kickers International Commercial Director, Isabelle had helped the business expand into four new international markets – Canada, Denmark, Slovenia, and Australia – which resulted in a 27% increase in turnover, before taking her talents to French fashion retailer, Morgan De Toi where she consolidated her expertise in retail management, cultivated retail excellence standards with strong training initiatives.Marketing Technology News: Leadspace Acquires ReachForce to Offer Customers Even More Robust B2B Customer Data PlatformA True Training ExpertAfter many successful years working in sales, distribution, and licensing, Isabelle was appointed as Lacoste’s Retail Academy Director in 2014, responsible for building the Academy and developing Lacoste Global retail training strategy. Impressively, she succeeded in rolling out Lacoste’s Academy customer experience programs in more than 25 countries in the first 2-3 years while creating a worldwide community of 90 internal training experts.Isabelle’s record of achievement in CX strategy and staff training puts her in a prime position to lead FACE2FACE going forward.Marketing Technology News: Community Management Is the Main Course for Hospitality Sector FACE2FACE Training ConsultancyIsabelle DamourMarketing TechnologyNewsSmartCXThe Customer Experience Group Previous ArticleSharpSpring Recognized as “Top Rated All-in-One Marketing Tool for 2019” by TrustRadiusNext ArticleCisco Intends to Acquire Acacia Communications Luxury Industry Training Expert Joins the Customer Experience Group MTS Staff WriterJuly 9, 2019, 5:53 pmJuly 9, 2019 last_img read more