Fitch Ratings Warns Servicers Against Ignoring Security Testing

first_imgHome / Daily Dose / Fitch Ratings Warns Servicers Against Ignoring Security Testing About Author: Staff Writer Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago information Security Technology 2017-05-18 Staff Writer in Daily Dose, Featured, News, Technology Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Reform is on the Horizon: Watt & Mnuchin Assess Next: Study: Tax Reform Will Increase Homeownership Burden Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago May 18, 2017 2,940 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago On Wednesday, in response to recent Ransomware attacks across over 150 countries around the world including the publicized DocuSign hack reported, Fitch Ratings issued a press release reminding information technology (IT) companies in the mortgage finance industry the importance of remaining vigilant in the ever-present need for regular security testing. Because of the sheer quantity of money that flows through the mortgage finance industry, as well as the sensitivity of information that could be mined by potential hackers, servers will forever be at a high risk of breach. Names, social security numbers, telephone numbers, emails, and addresses are all easily exploited pieces of information that could be targeted by hackers and malware. In addition, new information has been brought to light that certain malware will invade the host computer and use vital resources to mine for certain types of cryptocurrency without the user’s knowledge. Fitch Ratings continues to monitor third party IT infrastructure to ensure appropriate oversight of security, including proper staffing of qualified employees and timeliness of both software and hardware updates and testing. Fitch Reporting has reached out to all servicers in Europe, the Middle East, and Africa that handle both commercial and residential mortgages, and they have reported that operations have not been effected. Some said that additional security measures have been put in place to help prevent further attacks. This, according to Fitch’s official report, “is consistent with our view . . . that servicers should have appropriate plans in place to maintain critical systems which might come under threat from an emergency.” It is of the upmost importance that IT departments remain up to date on the latest trends regarding security risks to their data centers. If threats arise faster than the company can prevent them, those responsible for safeguarding the sensitive personal information of mortgage holders will forever be playing catch up.  Print This Post Subscribe Tagged with: information Security Technology Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Fitch Ratings Warns Servicers Against Ignoring Security Testing Share Savelast_img read more

HR can weigh in and make a difference

first_img Comments are closed. Previous Article Next Article HR can weigh in and make a differenceOn 8 Jun 2004 in Personnel Today Related posts:No related photos. We have a problem in this country. It’s been lingering for some time, andwe’ve turned a blind eye to it. The facts are stark and can no longer beignored: there has been a 400 per cent increase in the number of obese peoplein the UK in the past 25 years. If we don’t step in and do something about it,we will pass the problem on to generations to come. These types of issues were not considered to be any business of the employer– until now, when we’ve only just begun to calculate the true cost of anunhealthy workforce. Premiums on company medical insurance have risen by 15 percent over the past year. Yet statistics showing how much obesity is costing UKemployers are sparse. We need to build a more comprehensive picture of just howbad the problem is, and to do that, we need to look at the US (see page 12).Experts there estimate the total cost of obesity to US companies is £7bn perannum. Two-thirds of the population in the States are considered overweight and40 million are obese. Companies admit weight, unlike smoking, is still a touchysubject, and although initiatives are in their infancy, still the US is aheadof us in terms of measuring weight and wellbeing versus productivity. We need to catch up – and fast. We need government help and strongleadership in countering this problem as a society. But in the workplace,employers need to take responsibility, too. This is HR’s chance to make a realand immediate impact. It needs to work hand in glove with occupational healthdepartments in the war against weight. Their first step in convincing the boardthis is a vital issue to be tackled head-on must be to gather information andevidence of the problem. Together with occupational health, HR needs to drive health assessments ofstaff and analyse health insurance claims. It needs to communicate to workersthe health risks associated with excess weight, the effects on productivity andthe impact all the way to the bottom line. It needs to empower staff and makeit easy for them to help beat weight problems themselves. It needs to unleashimagination and launch more initiatives, like the ones we witness in Microsoftand the Met. This is an area where HR can and needs to make a real difference. By Penny Wilson, deputy editorlast_img read more

States Title, now Doma, going public in $3B SPAC deal

first_imgStates Title CEO Max Simkoff and investor Mark Ein. (Keystone Strategy, Getty)Title insurance startup States Title is going public in a $3 billion deal with a blank-check firm, the latest sign of investor interest in companies that digitize the residential real estate industry.The company — which has been renamed Doma — said Tuesday that it plans to merge with Capitol Investment Corp., a special purpose acquisitions company backed by investor Mark Ein. Since 2007, Ein has raised $1.5 billion through five SPACs.The deal will generate $645 million, including a $300 million PIPE investment and $350 million from investors including BlackRock, Fidelity, the Gores Group, Hedosophia, SoftBank’s SB Management, Wells Capital and Zillow co-founder Spencer Rascoff. National homebuilding giant Lennar, already a big investor in States Title, is participating in the PIPE.ADVERTISEMENTDoma will retain up to $510 million in cash proceeds, the companies said.Founded in 2016, States Title took on the arcane world of title insurance by digitizing and streamlining the closing process. The company was last valued at $623 million after a $123 million funding round in May 2020 led by Greenspring Associates with participation from Foundation Capital and Fifth Wall Ventures.Last month, States Title raised $150 million in debt financing from HSCM Bermuda.The deal reflects both the liquidity available in the financial markets, which has resulted in the proliferation of real estate-focused SPACs, as well as the strength of the U.S. housing market, with January home sales up 23.7 percent year-over-year, according to the National Association of Realtors. With it, demand for digital tools to buy and sell homes has also surged.“In 2020, adoption and usage of our core product exceeded our expectations,” founder and CEO Max Simkoff said in a statement.Read moreStates Title raises $123M Series C Max Simkoff on reforming the title insurance industry Inside the title insurance cartel Email Address* Tags Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink SPACtitle insurance Share via Shortlink Full Name* To date, Doma has facilitated 800,000 closings for lenders including Chase, Homepoint, PennyMac and Sierra Pacific Mortgage.After the Series C last year, Simkoff summed up his experience with the title insurance industry thus: “First they ignore you, then they laugh at you, then they fight you.”“I’ve been told often that I speak ignorantly in this industry,” he said in a conversation with The Real Deal at the time. “Then it turns out the ignorant things I’m saying end up becoming more efficient ways of doing things.”Contact E.B. Solomont Message*last_img read more

FBI: Bubba Wallace noose a “door pull rope” not a crime

first_imgThe FBI has determined that a noose found in NASCAR driver Bubba Wallace’s garage at Talladega Superspeedway on Sunday was a door pull rope hanging in the garage since last year, according to the bureau. In addition, no one could have known that Wallace would be assigned that garage.A statement issued by U.S. Attorney Jay E. Town said that an investigation has concluded that no federal crime was committed.“The FBI learned that garage number 4, where the noose was found, was assigned to Bubba Wallace last week. The investigation also revealed evidence, including authentic video confirmed by NASCAR, that the noose found in garage number 4 was in that garage as early as October 2019,” the bureau said. “Although the noose is now known to have been in garage number 4 in 2019, nobody could have known Mr. Wallace would be assigned to garage number 4 last week.”Further details were not immediately released. The FBI said no charges would be pursued in relation to the incident.last_img read more

Search for Missing Marines off Southern California Coast

first_imgAt least one Marine is dead and eight are missing after a training incident off the Southern California coast.Marine officials say two others are injured after what they called a “mishap” involving an amphibious assault vehicle near San Clemente Island Thursday night.The officials say it happened during a training exercise for members of the 15th Marine Expeditionary Unit. A tweet from the One Marine Expeditionary Force says search and rescue efforts are underway, with support from the Navy and the Coast Guard. 15 Marines were inside the vehicle during the time of the incident, eight of whom are still missing, according to a press release from the 15th MEU.Two other Marines are listed as in “critical condition” at a nearby hospital, the press release said.Around 5:45 p.m. Marines in the AAV reported taking on water while participating in a training exercise near San Clemente Island, California.Search and rescue operations are underway with assistance from multiple Navy and Coast Guard ships and aircraft, the press release said.The name of the deceased Marine is being held for 24 hours while the family can be notified, the release said.last_img read more

England’s Annabel selected for Youth Olympics

first_img11 Jul 2014 England’s Annabel selected for Youth Olympics England’s Annabel Dimmock has been selected to represent Team GB at the second Summer Youth Olympic Games from 16th-28th August in Nanjing, China. The 17-year-old Curtis Cup player will be joined by Scottish golfer, Robert MacIntyre, and their team leader will be Rebecca Wood, the England Golf women’s Performance Manager. “It is huge for golf to be part of Nanjing,” said Rebecca. “It is going to be an amazing experience for these young athletes to compete at world level in the biggest multi-sport event for their age group.   “I know both of the athletes are really honoured to have the opportunity to be part of the Olympic experience and I’m sure they’ll go back and inspire future athletes to want to pull on the Team GB kit and compete at the Olympics.” Golf will return to the Olympics at Rio 2016 for the first time since 1900 when British golfers won silver and bronze medals. Annabel, 17, from Wentworth (Image © Leaderboard Photography), is ranked in the world’s 30 amateurs and represented GB&I in this summer’s Curtis Cup match. Earlier this season she won the Helen Holm Scottish open stroke play title and the matchplay Jones Doherty Cup in the USA. She was runner-up in the Welsh open stroke play, the South Atlantic ladies’ amateur and the Spanish amateur.   Team GB for the Youth Olympics consists of 33 athletes aged 15-18 years old who will compete across 14 sports at Nanjing 2014. They will test themselves against around 3600 of the finest young sportspeople from more than 200 other nations around the world. All 28 summer Olympic sports will feature across over 220 events in Nanjing. In addition, a Culture and Education Programme (CEP) will aim to develop the young athletes as individuals and teach them about the values of the Olympic Movement.last_img read more

Irving’s 47 lead Celtics past Mavericks to extend streak to 16 straight

first_imgSteam emission over Taal’s main crater ‘steady’ for past 24 hours LATEST STORIES LaVar Ball questions Trump’s role in son’s release Don’t miss out on the latest news and information. View comments Trending Articles PLAY LIST 00:50Trending Articles02:29Giannis Antetokounmpo powers Bucks in bounce back win over Celtics00:50Trending Articles02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Jake says relationship with Shaina ‘goes beyond physical attraction’ MOST READ Jo Koy: My brain always wants to think funny Boston Celtics guard Kyrie Irving (11) intercepts a pass intended for Dallas Mavericks’ Dirk Nowitzki (41) of Germany in the second half of an NBA basketball game, Monday, Nov. 20, 2017, in Dallas. The Celtics won in overtime, 110-102. (AP Photo/Tony Gutierrez)DALLAS— Kyrie Irving scored 10 of his season-high 47 points in overtime as the Boston Celtics rallied once again from a double-digit deficit to beat the Dallas Mavericks 110-102 and extend their winning streak to 16 games.The Mavericks led by as many as 13 points in the fourth quarter, but as they have several times during their winning streak, the Celtics stormed back.ADVERTISEMENT Jake says relationship with Shaina ‘goes beyond physical attraction’ OSG plea to revoke ABS-CBN franchise ‘a duplicitous move’ – Lacson Kiss-and-tell matinee idol’s conquests: True stories or tall tales? Coco’s house rules on ‘Probinsyano’ set Margot Robbie talks about filming ‘Bombshell’s’ disturbing sexual harassment scene The winning streak ties the fourth-longest in Celtics history.Boston tied the game at 96 when Irving stole the ball from Dirk Nowitzki and fed Jayson Tatum for an alley-oop lay-up that hung on the rim for a full second before dropping through.FEATURED STORIESSPORTSRedemption is sweet for Ginebra, Scottie ThompsonSPORTSMayweather beats Pacquiao, Canelo for ‘Fighter of the Decade’SPORTSBack on the throneIrving scored his team’s first six points of overtime. Then after Jaylen Brown gave Boston a 104-102 lead with a jumper with 1:39 to play, Irving went to work on Yogi Ferrell, backing him down and drawing contact on a lay-up with 48.5 seconds to play. Though Irving missed the free throw to keep the score 106-102, Dallas never got closer.Harrison Barnes scored 31 points and Wesley Matthews had 18 for Dallas, which came back from an early double-digit deficit as the Celtics went cold for much of the second and third quarters.Irving and Barnes had chances in the final 30 seconds but both missed shots that would have given their teams the lead. It’s too early to present Duterte’s ‘legacy’ – Lacson Mavericks: Guard J.J. Barea won the NBA Cares Community Assist Award for October for the relief work he did in the aftermath of Hurricane Maria in his native Puerto Rico. He was presented with the award at halftime. Barea has provided more than 100,000 pounds of supplies to the island, and he has raised nearly $750,000 in funds through his own efforts and a YouCaring.com fund drive.UP NEXTCeltics: At Miami on Wednesday. The Celtics beat the Heat on October 28 for win number four of their streak.Mavericks: At Memphis on Wednesday for the team’s third meeting of the season. Each team won at home in a back-to-back series in late October.Sports Related Videospowered by AdSparcRead Next The Mavericks fell behind by as many as 15 points in the first half, outscoring the Celtics 55-35 over the second and third quarters.Dallas took its biggest lead of the game when Yogi Ferrell fed a cutting Dwight Powell for a lay-up to make it 87-74 with 7:47 to play before the Celtics rallied.Boston shot just 10-for-34 over the two middle quarters after building the early lead.TIP-INSCeltics: Marcus Smart came into the game shooting just 27 percent from the field, worst among NBA players with at least 10 attempts per game. And he shot 3-for-15 Monday as the Mavericks backed off and dared him to shoot. But Smart’s 3 with 1:24 to play in the game put Boston within 96-94. . The game was a homecomingfor Boston rookie Semi Ojeleye, who played college basketball at SMU in Dallas.ADVERTISEMENTlast_img read more

Dr Ncumisa Jilata: Africa’s youngest neurosurgeon

first_imgAt the age of 29, Mthatha-born Dr Ncumisa Jilata has become Africa’s youngest neurosurgeon following her Fellowship graduation in Durban on 18 May 2017. Her milestone achievement was highlighted by Deputy President Cyril Ramaphosa in an address to the National Assembly on 31 May.South African neurosurgeon Dr Ncumisa Jilata (left) with Deputy President Cyril Ramaphosa. Ramaphosa made special mention of Jilata becoming Africa’s youngest neurosurgeon in an address to Parliament on 31 May 2017. (Image: Ncumisa Jilata Facebook)CD AndersonDr Ncumisa Jilata completed her Bachelor of Medicine Bachelor of Surgery (MBChB) degree at Mthatha’s Walter Sisulu University (WSU) in 2009. Her completed fellowship for the Council of Neurosurgeons of South Africa in 2017 means she is now the youngest neurosurgeon in Africa, and one of only five black female brain surgeons in South Africa.Jilata joins 150 other female doctors and medical residents working in the neurosurgical field across Africa, according to the most recent survey by the World Federation of Neurological Societies.She hopes that her landmark achievement will inspire more female medical students to add to much-needed surgical expertise on the continent. Jilata was inspired while still in high school to follow her dream of becoming a brain surgeon.“I was already in Grade 11 [at Mthatha High School] when I decided I wanted to be a doctor, but at the time I wasn’t doing biology, so when I got to matric I had to do three years of biology in one year, in addition to the subjects I had already selected from Grade 10,” Jilata told the Eastern Cape Daily Dispatch newspaper following her graduation.“During that period I discovered the concept of a neuron, which is amazing. The fact that society as a whole was influenced and controlled solely by the existence of this structure, intrigued me… that’s when I knew I wanted to be a neurosurgeon.”She had to work hard to prove herself in the male-dominated field of medicine, Jilata said. “It was common to be second-guessed as a woman, but one’s work ethic will always speak volumes.” She hopes to become a worthy standard for young girls, to give them the courage to “break through the barriers of patriarchy” in medical science.Another pioneering female and Eastern Cape-born neurosurgeon, Dr Coceka Mfundisi, inspired Jilata. “[My mentor] Dr Mfundisi… broke most of the barriers for me [to get where I am today].”Born in rural Engcobo, Mfundisi was one of the first black South African woman to qualify in the neurology field.“[Jilata] had heard about me because I had worked in Mthatha for about a year while I was still training as a neurosurgeon at the University of Pretoria,” Mfundisi told the Daily Dispatch. “I was the only woman among men and when she told me she wanted to be a neurosurgeon I could already see her working with me at the University of Pretoria, where she later joined me… [Her] success is a proud moment for the impoverished community of the Eastern Cape and a victory for every woman, especially because she did everything in record time, at a very young age.”WSU spokesperson Yonela Tukwayo said the university was proud of Jilata’s accomplishment. “She and many other WSU alumni, who are leaders across different fields of medicine and other professions, represent the true spirit of our university namesake, Walter Sisulu.”During his address at the Presidency Budget Vote in Parliament’s National Assembly on 31 May 2017, Deputy President Cyril Ramaphosa made special mention of Jilata’s achievement. Including her story in an overview of several South African women breaking barriers in a number of social development and medical fields, Ramaphosa thanked Jilata “for inspiring us, motivating us and challenging us with your [life] and your determination… demonstrating what is possible with perseverance, courage, collaboration and partnership”.Source: Daily Dispatch, South African Government website Would you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

One Piece Wavy Clip in Hair Extensions – Overall excellent value for money

first_img. I have hair parts that are very expensive and these are just as excellent quality ideal colour and effortless to set in. I have purchased two as my hair is really thick and one would not be more than enough bur for them selling price i you should not think you can complain.For the price tag this is a good hair piece. For the price tag this is a fantastic hair piece. Secures properly and stayed in area all working day as made use of in wedding day hair. In spite of the dancing the hair did not budge.These r fab cum more rapidly then espected. Cum quicker then espected to. Search beautiful in to 🙂 i orded to packs for a fuller loook. I usually use authentic human hair clip ins but these seem the exact same.It’s good for what you pay for but got Abit tangled with these not human hair but look and feels like real hair and doesn’t tangle as much as most These r fab cum quicker then espected It came promptly. Haven’t worn it yet as I Overall excellent value for moneyThey do what you want girls!! Every time i get the sender is fast and efficency i can constantly depend on the one working day supply. For the cost it very last a courageous even though and u can operate straightners above them to straighten them out n hold them smoother for extended .Brilliant hair color match with my serious hair. Despatched within just a couple of hours of ordering and arrived the working day in advance of it was thanks. I trimmed it diwn to make it much more believable. Really convincing as soon as place in. I took the tips of other reviews when it arrived. To the volume and i’m happy i did.Features of One Piece Wavy Clip in Hair Extensions (#1b Natural black)One piece wavy hair extension with 5 clips, very easy to wearLength:22Weight:110g, 15 colours to choose, Materials:South Korean fiber, one of the best synthetic materialsPerfect for weddings and partiesPostage: Royal Mail 1st class, we post it within 24 hours and you can get it within 2 days after postage.It is really superior for what you pay for but acquired abit tangled. It’s great for what you spend for but received abit tangled and not even employed it but it is very great get heaps of hair and the clips are quite strong but could use with one more one.Terrific bundle provides volume to my hair but tangles poorly. Superior for times when i just want to clip in a hair piece and tie my hair back again.With these not human hair but seem and feels like true hair and will not tangle as substantially as most. 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They search like genuine hair, get compliments and entirely changes your search for the far better. I requested two given that i have thick hair.I like the piece and color but i’m having difficulties of how to put it in hair any assist??.Matches properly, as excellent as human hair. . The one piece clip in extension is wonderful, it suits my hair correctly. I have utilized extensions for a extensive time but in no way utilized faux hair, i am pleasantly stunned with the quality, it seems as superior as human hair extensions. The wave on the hair is excellent and provides that modern day, celeb appear. The hair is peaceful shiny so i made use of a little bit of dry shampoo to uninteresting down the sine to match my hair. The clips are very sturdy and stayed on my hair with no movements all night time. One piece is adequate for my hair but if you have extremely thick hair i would suggest two. All round i am pretty satisfied with this clip in, i was skeptical of utilizing faux hair but you cant go incorrect with the cost. I will unquestionably purchase in the long term if i will need extra.I get on monday an the get there wednesday so speedy shipping and the hair extensions are so kind the chocolate brown colour is beautiful and shiny but not also shiny like phony hair i normally acquire dorothy perkins hair exteriors that are £50 and have to say for the price tag of these they are truly excellent could not fault them and if you did you should seriously be mad only detail is they are a tiny slim so i experienced to buy to as my hair will thick but if only got slim hair 1 would be enough so pleased with these will be purchasing these ageing from now on many thanks so substantially.They do what you want women. They are thick, prolonged, great color, sound hair grips. Love this hair extension i am so fussy with my hair and these are just astounding for this rate.They are just like the kinds that you see for £50+ and ya get these at this sort of a very good rate. Will undoubtedly be ordering additional when i need to have to but gonna keep these in excellent ailment. I by no means compose evaluations either but i just had to.I straightened mine somewhat with really small heat just to choose the curls out but now have a ideal seashore wave.There actually fantastic and thick the greatest fake hair extensions iv bought so significantly and they experience so soft like serious hair. They arived currently early then due date only problem is they are a shade darker then my hair but my hairs been dye to lots of times it hard to get the specific color aside from that i cannot fault them.last_img read more

Das Haus Tour

first_imgI attended an event in October called the Das Haus tour – a prefab “house” sponsored by the German Consulate General that will be roaming the country for about a year. The first stop was in Atlanta, so although I was one of the first people to see it, I don’t understand the point of the venture.Quoting the glossy brochure distributed at the event I attended, “Central to the exhibition is an integrated, fully functioning structure that applied real-world technologies and solutions that meet ultra-low energy building standards.” What I saw didn’t even come close to resembling this.The actual exhibit, on the lawn of the World of Coca Cola, an enormous, if entertaining, pseudo-museum dedicated to the biggest purveyor of sugar water on the planet, was an assembly of modified shipping containers that sort of resembled a building.Not much there, thereSeeing the exhibit in person provided me with little, if any insight into what it was intended to explain to visitors. I did get a little more information once I downloaded the technical brochure from the website. The two-pronged approach of the project is to promote energy efficient and renewable technologies to the general public. The technologies on exhibit were inspired by Germany’s entries into the 2007 and 2009 Solar Decathlon, so it bears some resemblance to those mobile home sized projects.What it didn’t appear to have was a particularly coherent message or story to tell to visitors. One section was a fully enclosed living module that resembled many uber-modern compact homes. Another section displayed various types of high efficiency walls sections with explanations of the various components. Sprinkled around were a few displays of commercial products including prefabricated wall components and solar panels which appeared to be paid advertisements from invited sponsors.I get the feeling that they had hoped to have more of these displays, but did not get the expected participation from vendors. After viewing the exhibit, few of the attendees seemed to have much of an understanding of what they had seen.The hidden valueDisregarding my disappointment with the exhibit, there were several days of presentations while it was in Atlanta. Although I was not able to attend them, they looked interesting, including one on solar-ready housing and one on barriers to clean energy market transformation.I would have liked to attend some of these talks, but I would have preferred even more to be invited to give one myself (I never said I wasn’t the jealous type).To me the whole event resembles exhibits I have seen at trade shows that are organized by foreign chambers of commerce and consulates where various vendors are invited (or coerced) to show their wares in hopes of expanding their business in the US. To me, these appear to be primarily a way to spend money to justify the various organizations existence and continued funding.Having already visited Atlanta and Houston, Das Haus is headed to Phoenix in January, San Francisco in February, then to Canada and more U.S. cities until it closes in Denver in November 2012. If anyone in Atlanta or Houston has seen it and has any thoughts to add, please share them.And for those of you who will have the pleasure of seeing Das House next year, please keep me in mind when you do.last_img read more