Aviva investors tell RSA to up £5bn offer

first_img Show Comments ▼ Tags: NULL Share Sunday 15 August 2010 11:10 pm Aviva investors tell RSA to up £5bn offer KCS-content center_img whatsapp Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailUndoNoteabley25 Funny Notes Written By StrangersNoteableyUndoBetterBe20 Stunning Female AthletesBetterBeUndoautooverload.comDeclassified Vietnam War Photos The Public Wasn’t Meant To Seeautooverload.comUndoAtlantic MirrorA Kilimanjaro Discovery Has Proved This About The BibleAtlantic MirrorUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoElite HeraldKate Middleton Dropped An Unexpected Baby BombshellElite HeraldUndoTrading BlvdThis Picture of Prince Harry & Father at The Same Age Will Shock YouTrading BlvdUndoTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmUndo whatsapp More From Our Partners Killer drone ‘hunted down a human target’ without being told tonypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgKamala Harris keeps list of reporters who don’t ‘understand’ her: reportnypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.org INVESTORS in Aviva have said rival RSA must increase its £5bn offer if it wants to walk away with the insurer’s property and casualty business.Aviva immediately rejected the surprise offer for its general insurance arms in the UK, Ireland and Canada, made in a letter from RSA chairman John Napier last month. There are no ongoing discussions between the companies, but some Aviva shareholders said they would be open to a sale at a better valuation.“It’s trading at a pretty big discount to what you’d imagine the sum of the parts would be, and somehow they’ve got to find a way to release that,” said Jane Coffey at Royal London Asset Management, which owns shares in Aviva. “There is a price for everything,” Coffey added, but insisted a serious offer would have to be at a higher price. Analysts at Merrill Lynch reckon Aviva’s general business is worth just under £6bn.Colin Morton, a fund manager at Rensburg, which owns RSA shares, said in principle he supported the group’s pounce on Aviva. “[But] there are concerns… and they would have to give us a convincing argument as to how they could run the business better than Aviva,” he said.RSA has lined up BNP Paribas, Deutsche Bank and HSBC to underwrite a £5bn rights issue to fund the takeover. It estimates a tie-up would save around £300m in cost synergies.“The reason Aviva has given the rejection is that it doesn’t want to sell. It’s totally up to the Aviva shareholders now, if they think this deal is important,” said a person close to the situation. Aviva, the only insurer in the UK still offering both general and life insurance, maintains its general arm is important for generating cash and meeting capital requirements. last_img read more

ANALYST VIEWS: WHAT DID YOU MAKE OF COMPASS’ RESULTS ?

first_img whatsapp KCS-content Share ANALYST VIEWS: WHAT DID YOU MAKE OF COMPASS’ RESULTS ? by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastPeople TodayNewborn’s Strange Behavior Troubles Mom, 40 Years Later She Finds The Reason Behind ItPeople TodaySerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen Heraldmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmMoneyPailShe Was A ’90s Star, Now She Works In {State}MoneyPail Show Comments ▼ whatsappcenter_img KEVIN LAPWOOD | SEYMOUR PIERCEThese results from Compass were comfortably above our expectations, although the increase in total dividend was a big surprise. The outlook is positive.NIGEL PARSON | EVOLUTION SECURITIESThe combination of strong cashflow and low debt has given Compass the firepower to accelerate earnings and increase the dividend.JULIAN CATER | COLLINS STEWARTWhile earnings are in line with our expectations, cash flow performance has been outstanding, around £100m better than we had forecast. Tags: NULL Wednesday 24 November 2010 8:41 pm Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofNew England Patriots’ Cam Newton says no extra motivation from Mac Jones’SportsnautTortilla Mango Cups: Recipes Worth CookingFamily ProofWhat to Know About ‘Loki’ Ahead of Disney+ Premier on June 9Family Prooflast_img read more

Standard Chartered Bank Botswana Limited (STANCH.bw) HY2011 Interim Report

first_imgStandard Chartered Bank Botswana Limited (STANCH.bw) listed on the Botswana Stock Exchange under the Banking sector has released it’s 2011 interim results for the half year.For more information about Standard Chartered Bank Botswana Limited (STANCH.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the Standard Chartered Bank Botswana Limited (STANCH.bw) company page on AfricanFinancials.Document: Standard Chartered Bank Botswana Limited (STANCH.bw)  2011 interim results for the half year.Company ProfileStandard Chartered Bank Botswana is a leading financial services company in Botswana; operating in the retail, corporate and institutional banking sector. The first branch was opened in 1897 which makes it the oldest financial institution in Botswana. Standard Chartered operates a network of 17 branches and agencies located in the major towns and cities of Botswana, and supported by a Loan Centre and Customer Call Centre. The retail banking division offers a range of transactional products and services, as well as solutions for wealth management and SME banking and lending. The Corporate and Institutional banking division caters for local businesses as well as multi-national corporations; with a product portfolio that includes cash management, trade services, syndications and lending, treasury services, foreign exchange, currency options, government bonds, high-yield deposits and liquidity management products. Standard Chartered Bank is highly respected for its adherence to corporate government standards and its commitment to uplift communities in Botswana through a dedicated community programme.last_img read more

Abolition Square action says: ‘Abolish police’

first_imgAbolish the police! A revolutionary concept has sprouted organically from the intense ferment and combative spirit of the Black Lives Matter movement.Grassroots encampments in three cities challenge the vicious defenders of racism and class rule at the roots.They renamed City Hall Park here “Abolition Square” and focused the occupation on a world without police and state terror. They have kept this territory liberated since Aug. 1, defying an extreme heat wave.This occupation is part of a national effort, including Chicago and Los Angeles, that focuses on the current and historic role of systematic police terror in maintaining white supremacy.Colin Ashley, a People’s Power Assembly organizer, has since Day 1 been part of the logistics team, which helps pull together food supply, cleanups, nightly housing on park benches, workshops and cultural programs. Ashley was helping to set up the daily dinner at Abolition Square on Day 12 while filling in WW:“Activists are continuing to engage in a conversation dedicated to the question of abolishing the police and prisons and what it legitimately takes to get this. We are discussing strategic ways of doing community outreach, as well as ways of maintaining links with the multiple groups that have shown solidarity with Abolition Square.”New tactics to heighten demandsAshley summarized three major accomplishments of the occupation: “First, activists have created a solid foundation for a coalition of grassroots organizations dedicated to Police Abolition as a radical vision.“Second, groups and individuals have created workshops on self-defense, cop-watch and know your rights. Third, the occupation has also become a center for historical and political workshops on such varied topics as the History of White Supremacy, Black and Native Solidarity, Immigration and Imperialism, Global Political Prisoners, Queer Liberation As an Anti-Police Movement. The workshops held here at Abolition Square can be reproduced around the city.“In undertaking this occupation we have tapped into what is seemingly a national Black Lives Matter movement’s desire to diversify tactics as well as escalate demands.”Flyers handed out at the occupation are headlined “Abolish White Supremacy, Abolish the Police.” They proclaim: “If we are serious about ending white supremacy, then we need radical change. It is time to re-imagine security in our communities.”“The demands of the occupation are:1. Fire [New York Police Department] Commissioner Bill Bratton & End Broken Windows Now!2. Invest in Black Futures! Defund the NYPD’s $5.5 billion budget and invest in Black and Brown communities.3. Reparations for all victims of police violence from the NYPD budget.”On Day 2 of the occupation, hated Police Commissioner Bill Bratton announced he was stepping down. But no announcement was made ending the vicious police policies known as “broken windows” that he initiated.Principles of unityAn Orientation Guide explains why the action was called and why raising demands for abolition and not reform of the police and prison system is the way forward for the Black Lives Matter movement. The guide explains that no amount of body cameras or retraining will change the racist, violent nature of the police. Such fake reforms further increase the budget and the power of racist NYPD, it says.The guide lists principles that give examples of how people are able to organize themselves socially without police intervention. These principles include no cooperation with or involvement of NYPD or any law enforcement entity and no closed-door discussions with politicians. No physical or mental harm to others. Sexual violence, including harassment, will be dealt with swiftly.Nate Peters, a People’s Power Assembly organizer, who has been a daily presence at the encampment, told WW: “#AbolitionSquare has drawn a line in the sand: The police are an inherently racist and brutal institution. If we want to abolish police brutality, then we must abolish the police.”This revolutionary demand and the courageous activists who have raised it deserve broad support from the entire Left and workers’ political movement.Many different kinds of active support are urgently needed. Spending time at the encampment during the day, especially morning shifts, is especially helpful. Also bringing food and supplies and participating in workshops and classes.Supporters everywhere can spread the word and share the message — Abolish the Police.For more information, follow #ShutDownCityHallNYC and #AbolitionSquare on Facebook, Twitter and Instagram.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Caltech to Offer Online Courses Through edX

first_img To expand its involvement in online learning, the California Institute of Technology will offer courses through the online education platform edX beginning this October.The edX course platform is an online learning initiative launched in 2012 by founding partners Harvard University and the Massachusetts Institute of Technology (MIT). Caltech’s rigorous online course offerings will join those of 28 other prestigious colleges and universities in the edX platform’s “xConsortium.”This new partnership with edX comes one year after Caltech offered three courses through the online learning platform Coursera in fall 2012. The Institute will now offer courses through both platforms.“Coursera and edX have some foundational differences which are of interest to the faculty,” says Cassandra Horii, director of teaching and learning programs at Caltech. Both organizationsoffer their courses at no cost to participating students; edX, however, operates as a nonprofit and plans to partner with only a small number of institutions, whereas Coursera—a for-profit, self-described “social entrepreneurship company”—partners with many institutions and state university systems.The two platforms also emphasize different learning strategies, says Horii. “Coursera has a strong organizational principle built around lectures, so a lot of the interactivity is tied right into the video,” she says. Though edX still enables the use of video lectures, a student can customize when he or she would like to take quizzes and use learning resources. In addition, edX allows faculty to embed a variety of learning materials—like textbook chapters, discussions, diagrams, and tables—directly into the platform’s layout.In the future, data collected from both platforms could provide valuable information about how students best learn certain material, especially in the sciences. “Caltech occupies this advanced, really rigorous scientific education space, and in general our interest in these online courses is to maintain that rigor and quality,” Horii says. “So, with these learning data, we have some potential contributions to make to the general understanding of learning in this niche that we occupy.”Even before joining edX and Coursera, Caltech had already become an example in the growing trend of Massively Open Online Courses (MOOCs). Yaser Abu-Mostafa, professor of electrical engineering and computer science, developed his own MOOC on machine learning, called “Learning from Data,” and offered it on YouTube and iTunes U beginning in April 2012.Photos by CalTech and edXSince its debut, Abu-Mostafa’s MOOC has reached more than 200,000 participants, and it received mention in the NMC Horizon Report: 2013 Higher Education Edition—the latest edition of an annual report highlighting important trends in higher education. The course will be offered again in fall 2013, through both iTunes U and edX.Although Caltech is now actively exploring several outlets for online learning, the Institute’s commitment to educational outreach is not a recent phenomenon. In the early 1960s, Caltech physicist Richard Feynman reorganized the Institute’s introductory physics course, incorporating contemporary research topics and making the course more engaging for students. His lectures were recorded and eventually incorporated into a widely popular physics book, The Feynman Lectures on Physics, which has sold millions of copies in a dozen languages.Continuing in the tradition set by Feynman, the MOOCs at Caltech seek to provide a high-quality learning environment that is rigorous but accessible. “No dumbing down of courses for popular consumption . . . no talking over people’s heads either; at Caltech, we explain things well because we understand them well,” adds Abu-Mostafa.More information on Caltech’s online learning opportunities is available on the Online Education website.For more information, email Caltech’s Media Relations at [email protected] or visit www.caltech.edu/content/caltech-offer-online-courses-through-edx. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS HerbeautyRemove Belly Fat Without Going Under The KnifeHerbeautyHerbeautyHerbeautyCouples Who Stuck With Each Other Despite The Cheating ScandalHerbeautyHerbeautyHerbeautyYou Can’t Wear Just Anything If You’re The President’s DaughterHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyEverything You Need To Know About This Two-Hour ProcedureHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeauty Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Education Caltech to Offer Online Courses Through edX By JESSICA STOLLER-CONRAD Published on Friday, September 13, 2013 | 10:41 am Community News First Heatwave Expected Next Week Make a comment Business News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,PCC – EducationVirtual Schools PasadenaDarrell Done EducationHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimescenter_img Community News More Cool Stuff Your email address will not be published. Required fields are marked * Subscribe Name (required)  Mail (required) (not be published)  Website  2 recommended0 commentsShareShareTweetSharePin it Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Goldman Sachs Agrees to $270 Million RMBS Settlement with Pension Funds

first_img Previous: Brady & Kosofsky Receives Certifications for Two Compliance Audits Next: Industry Analyst Defends Massive Pay Hike for Fannie Mae and Freddie Mac CEOs in Daily Dose, Featured, News Goldman Sachs Agrees to $270 Million RMBS Settlement with Pension Funds Goldman Sachs has agreed to pay approximately $270 million to resolve claims that it sold billions of dollars worth of faulty residential mortgage-backed securities (RMBS) to investors, according to multiple media reports.Pension funds led by NECA-IBEW Health & Welfare Fund of Illinois claim that Goldman misled them as to the quality of the loans underlying the RMBS before the 2008 financial crisis, according to a report from Bloomberg.Goldman Sachs spokesman Michael DuVally declined to comment when reached by email by DS News.This is not the first time Goldman Sachs has faced a lawsuit over the quality of the RMBS it has sold. In August 2014, Goldman agreed to pay $3.15 billion to settle a lawsuit filed by the Federal Housing Finance Agency (FHFA) alleging that Goldman sold toxic RMBS to Fannie Mae and Freddie Mac, for which FHFA is the conservator.In May, Goldman was ordered by an arbitrator to pay $100 million to National Australia Bank for a conflict of interest regarding MBS sales. Also in May, the New York Appeals Court reinstated a $120 million fraud claim first brought against Goldman Sachs by ACA Financial Guaranty Corp. in early 2013 regarding the sale of a pool of subprime mortgages.MBS-related suits perpetrated by investors against financial institutions over pre-crisis RMBS sales are expected to begin winding down now that the six-year statute of limitations is up. Last month, the New York Court of Appeals ruled in the in the case of Ace Securities v. DB Structured Products that the clock on the six-year statute of limitations for investors’ claims of breach of contract with regards to RMBS begins ticking on the date the contract for the securities was executed rather than at the time that the trustees fail to repurchase the underlying mortgages.  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribe Tagged with: Goldman Sachs Residential Mortgage-backed securities RMBS Goldman Sachs Residential Mortgage-backed securities RMBS 2015-08-03 Brian Honea August 3, 2015 1,426 Views Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Goldman Sachs Agrees to $270 Million RMBS Settlement with Pension Funds The Week Ahead: Nearing the Forbearance Exit 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Related Articles About Author: Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days agolast_img read more

Housing Insurers Made to Stay

first_img The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Housing Insurers Made to Stay in Daily Dose, Featured, Loss Mitigation, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago California state regulators have announced a one-year moratorium banning insurers from not renewing homeowner’s policies in areas impacted by wildfires, Los Angeles Times reports, as the state has experienced a number of insurers leaving the hardest-hit areas of the state.“I have heard the same story again and again. People getting dropped by their insurance after decades,” said Insurance Commissioner Ricardo Lara. “To add insult to injury, many struggle to find coverage.”Los Angeles Times reports that the plan affects more than 800,000 homeowners in Northern and Southern California who live in ZIP codes next to 16 recently declared wildfire disasters, including high-priced areas such as the Los Angeles, Orange, and Santa Clara Counties.“This wildfire insurance crisis has been years in the making, but it is an emergency we must deal with now if we are going to keep the California dream of homeownership from becoming the California nightmare, as an increasing number of homeowners struggle to find coverage,” Lara added.Redfin previously reported that these counties are at risk of losing more than $2 trillion worth of housing as a result of recent fires.Los Angeles County has 1.49 million households valued at $1.2 trillion, with an estimated median home value of $625,000. Orange County has a total housing value of $502.6 billion, with a median home value of $709,800.“Homes in places like Malibu, the hills around Los Angeles and wine country in Northern California have historically been desirable because the natural beauty of the surroundings has outweighed the risk of natural disaster,” said Redfin Chief Economist Daryl Fairweather. “But with homebuyers and sellers in fire-prone parts of California really starting to feel how environmental risk factors are impacting both the safety and value of their homes, long-term demand will change, though California overall is unlikely to lose its luster. Demand and prices for homes in fire-prone areas will go down, but as a result, they’ll increase in safer parts of the state. California is in the midst of a housing shortage, and the state should take wildfire risk into account when deciding where to focus its building efforts.” Home / Daily Dose / Housing Insurers Made to Stay Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles About Author: Seth Welborn Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Insurance wildfire 2019-12-05 Seth Welborn Share Savecenter_img Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago  Print This Post Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Insurance wildfire December 5, 2019 1,996 Views Previous: Motor City’s Foreclosure Payment Purgatory Next: Federal Housing Commissioner Montgomery Updates Congress The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

Stimulus and Moratoria Extensions: The Need for Long-Term Solutions

first_imgHome / Daily Dose / Stimulus and Moratoria Extensions: The Need for Long-Term Solutions Previous: Anniversary and Additions at the CFPB Next: FHFA Requests Input on Appraisal Policy Modernization Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily in Daily Dose, Featured, Government, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Stimulus and Moratoria Extensions: The Need for Long-Term Solutions Share 1Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Christina Hughes Babb Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others.  Print This Post 2021-01-04 Christina Hughes Babb Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago January 4, 2021 1,297 Views The Best Markets For Residential Property Investors 2 days ago Foreclosure and eviction moratoria, which are working in the short-term to keep homeowners in their houses, are not long-term solutions, according to Columbus Distressed Assets Manager and Auctioneer Rich Kruse (a Gryphon USA Ltd. principal). Such stimulus efforts, he says, “will allow the incoming administration of President-elect Biden to revisit the issue after Inauguration Day.”Congress supported the extension of mortgage foreclosures and eviction protections to certain properties through January 31 as part of the second round of economic stimulus during the COVID-19 pandemic. A number of federal agencies had already extended the moratorium due to expire on December 31.The National Low-Income Housing Coalition has estimated the amounts of back rent owed to be between $30 billion and $70 billion, Kruse says, although a report from the Philadelphia Federal Reserve Bank in early December had put the number at $7.2 billion from the start of the moratoria in March through December 1, 2020.Adopting the moratoria strategy for too long could create risks for the housing market as many landlords and mortgage holders begin to assess the impact on their businesses, Kruse says.”It’s a finger in the dike that continues to crumble in front of our eyes,” Kruse said, adding that, unlike previous stimulus checks, the latest one isn’t likely to make a dent in owed housing payments.”Tenants are not likely to use the funds to make rental payments because the government essentially just said the free ride is open for another two months,” Kruse said. “There’s nothing here for the housing providers and barely anything for the tenants.”Lenders also face uncertainty related to payments on FHA, VA, and other loans—the Visual Capitalist website estimates 17 million adults are behind on the house payments nationally. More than a third of Ohioans are behind on their mortgages or their rent, with 192,000 people poised to face foreclosure or eviction.”The Biden administration should look to refocus any future support of the housing industry toward landlords and mortgage holders and quickly allow the marketplace to sort out the economic damage the moratoria have caused,” Kruse said. “Too long of a delay will cause untold harm to the rental properties without a stream of income to pay for general maintenance and create a backlog of distressed owner-occupied homes that could result in damaging the broader home market.” Servicers Navigate the Post-Pandemic World 2 days ago Subscribelast_img read more

HMS Charger to Visit Northwich, UK

first_img Training & Education View post tag: Naval May 1, 2013 View post tag: Charger View post tag: Archer The Royal Navy’s HMS Charger will visit Northwich this Saturday and Sunday (May 4-5), taking her more than 20 miles inland – rather an unusual place to find one of the UK’s maritime fighting force.HMS Charger is the Universities Royal Naval Unit patrol vessel for Liverpool and Lancaster universities and will leave her Mersey home heading due east and into the Manchester Ship Canal.From there, however, things get a little bit different, as she moves into the mouth of the River Weaver at approximately 9am on Saturday, from whence she will transit the Dutton and Saltersford Locks, as well as sail beneath the Sutton Weaver, Acton and Winnington Swing Bridges, arriving in Northwich at approximately 12.30pm.It is the first time a Royal Navy vessel will have made this journey during the 21st century and she will be accompanied into Northwich by a flotilla of narrow boats.The P2000 Archer Class patrol vessel will tie up in full view of local townspeople at a reserved mooring below Town Bridge.She will then host a number of prearranged group visits for youth organisations and one or two other interested parties throughout the afternoon.But, in the evening, the crew members themselves become guests of the community, enjoying a short narrow boat journey on the river to the Anderton Boat Lift, where they will be given a special tour of this historic landmark, as well as a reception.Charger reopens her gangway for one or two more pre-booked group tours on Sunday morning, before departing down river at approximately 12.30pm – arriving back at the ship canal’s Marsh Lock at 4pm.The whole visit has been organised with invaluable help and guidance from the River Weaver Navigation Society and the Canal and River Trust, which manages the river.“My crew and I are thoroughly looking forward to this visit to Northwich,”explained HMS Charger’s Commanding Officer, Lieutenant Commander Ian Critchley.“It is a very unusual destination for us and I am proud that we are the first Royal Navy vessel to make the journey in well over a decade.“The visit has been a long time in the planning and none of it would have been possible without the help of the River Weaver Navigation Society, as well as the Canal and River Trust.“Their enthusiasm to make it happen has made all the difference and I am really looking forward to welcoming them as our hosts, as well as various organised tour groups of local people on board during this short visit. And I’ve never visited somewhere before under narrow boat escort, which makes it all the more special.”Northwich has a rich history of building small craft for the Royal Navy, both at the former Yarwoods and Pimlotts Yards. HMS Charger will probably be the last craft to transit the open Sutton Weaver Bridge, prior to its major overhaul, which starts in June and will last 12 months. “This will be an exciting weekend for Northwich and will once again show how important the River Weaver is in attracting visitors,”said the River Weaver Navigation Society chairman John Tackley.“The craft can be seen at her berth on Saturday afternoon and Sunday morning and will be moored below Town Bridge – she is not open to the public, but we have organised a number of visits for local groups during that time.“My Society would like to thank Canal and River Trust and its local staff for their close cooperation in making this visit possible over the Bank Holiday Weekend.”[mappress]Naval Today Staff, May 1, 2013; Image: Royal Navy Back to overview,Home naval-today HMS Charger to Visit Northwich, UK View post tag: class View post tag: Navy View post tag: HMScenter_img HMS Charger to Visit Northwich, UK View post tag: Northwich View post tag: News by topic View post tag: UK View post tag: Patrol View post tag: vessel View post tag: Visit Share this articlelast_img read more

Clinical Assistant Professor (59589)

first_imgThe Department of Clinical and Health Psychology within the Collegeof Public Health and Health Professions invites applications for aClinical Assistant Professor in the area of clinical healthpsychology with an emphasis on treating mental health issuesparticularly in medical populations. In addition to providingdirect clinical service, this position is intended to supervise andlead a team of Masters Level Therapists not to exceed threeproviders. Experience providing supervision for clinical hoursneeded for licensure for either Licensed Mental Health Counselorsor Licensed Clinical Social Workers is preferred. Applicants musthave a doctoral degree in Clinical or Counseling Psychology, or arelated field. Candidates must be licensed or license-eligible inthe state of Florida and provide clinical service, mentorship, andeducation within the UF Health Science Center, including ouroutpatient UF Health Psychology Specialties practice. This is afull-time (1.0 FTE), non-tenure track, 12-month position, with anopen start date, though preferably no later than July 1,2020.The Department of Clinical and Health Psychology ( http://chp.phhp.ufl.edu ) is aunique, freestanding academic clinical psychology program with 31core faculty, over 80 doctoral students, and two APA accreditedprograms: a doctoral program in clinical psychology and a clinicalinternship in professional psychology. We also have a post-doctoralfellowship that is soon to apply for APA accreditation whichincludes 2 Health Psychology slots. The Department has a 50-yearhistory of providing APA-accredited doctoral and internshiptraining in clinical psychology and advanced specialty-specifictraining in four content areas: Child/Pediatric Psychology; HealthPsychology; Neuropsychology, Neurorehabilitation and ClinicalNeuroscience; and Cognitive Aging and Memory. The doctoral programhas been ranked in the 93rd percentile by the National ResearchCouncil’s data-based ranking system.UF is ranked as a top ten U.S. public university and is acomprehensive Research I institution that includes a wide range ofacademic departments and programs (www.ufl.edu). The College ofPublic Health and Health Professions (www.phhp.ufl.edu) is part ofthe University’s Health Science Center. The UF Health ScienceCenter ( https://ufhealth.org/about-us )is the country’s only academic health center with sixhealth-related colleges located on a single, contiguous campus.They include the colleges of Dentistry, Medicine, Nursing,Pharmacy, Public Health and Health Professions, and VeterinaryMedicine. The Health Science Center generates more than half ofUF’s total research awards. The UF Health Science Center is closelyaffiliated with UF Health, part of the University of Florida HealthSystem. Within the healthcare system are an 850 bed teachinghospital, an 81-bed psychiatric hospital, a 40 bed outpatientrehabilitation facility, and numerous outpatient and specialtyclinics including a Psychology Clinic run by the Department ofClinical and Health Psychology.Minimum Qualifications: Applicants must have a doctoral degree inClinical or Counseling Psychology, or a related field and must belicensed or license-eligible in the state of Florida.Preferred Qualifications: Experience providing supervision forclinical hours needed for licensure for either Licensed MentalHealth Counselors or Licensed Clinical Social Workers ispreferred.Interested candidates should submit an application packet, whichincludes a CV, letter of interest, and contact information forthree references. For questions, please contact Dr. Shelley Heaton([email protected]), Chair, Search Committee.Application review will begin immediately and will continue untilthe position is filled.Final candidate will be required to provide official transcript tothe hiring department upon hire. A transcript will not beconsidered “official” if a designation of “Issued to Student” isvisible. Degrees earned from an education institution outside ofthe United States are required to be evaluated by a professionalcredentialing service provider approved by National Association ofCredential Evaluation Services (NACES), which can be found athttp://www.naces.org/ .The University of Florida is an equal opportunity institutiondedicated to building a broadly diverse and inclusive faculty andstaff.The University of Florida is An Equal Employment OpportunityInstitution. If an accommodation due to a disability is needed toapply for this position, please call 352/392-2477 or the FloridaRelay System at 800/955-8771 (TDD). Hiring is contingent uponeligibility to work in the US. Searches are conducted in accordancewith Florida’s Sunshine Law.#category=83The University of Florida is committed to non-discrimination withrespect to race, creed, color, religion, age, disability, sex,sexual orientation, gender identity and expression, marital status,national origin, political opinions or affiliations, geneticinformation and veteran status in all aspects of employmentincluding recruitment, hiring, promotions, transfers, discipline,terminations, wage and salary administration, benefits, andtraining.last_img read more